Best Payroll for Small Business in 2026

Reviewed by Robbin Schuchmann

Top 10 services Shortlist

This is my shortlist of the 10 best services. For detailed reviews, please read below.

# Provider Rating Payroll Pricing Actions
1
Bamboo HR
4.4
Contact
2
Paychex
4.2
$39/mo
3
RemoFirst 1 Month Free
4.5
Contact
4
Remote 20% Off
4.6
$29/mo
5
Rippling 2 months free
4.8
$35/mo
6
Deel 20% Off
4.9
$29/mo
7
Gusto
4.5
Contact
8
ADP
4.1
Contact
9
Hire with Columbus Most affordable
5.0
Contact
10
Paylocity
- Contact
1
Bamboo HR
Contact 4.4
2
Paychex
$39/mo 4.2
3
RemoFirst 1 Month Free
Contact 4.5
4
Remote 20% Off
$29/mo 4.6
5
Rippling 2 months free
$35/mo 4.8
6
Deel 20% Off
$29/mo 4.9
7
Gusto
Contact 4.5
8
ADP
Contact 4.1
9
Hire with Columbus Most affordable
Contact 5.0
10
Paylocity
Contact

Finding the right payroll software for your small business can make or break your operations. With dozens of providers claiming to be “perfect for small business,” how do you know which one actually delivers on compliance, ease of use, and support when you need it most?

The answer comes down to balancing simplicity with the features you actually need. While some payroll systems require hours of training, the best solutions for small businesses handle the complexity behind the scenes while keeping the interface clean and approachable.

For small businesses specifically, BambooHR stands out as the strongest option based on how well it combines payroll with essential HR features like onboarding and time-off management. That said, companies with employees in many states often prefer Paychex, while those managing international contractors find RemoFirst more cost-effective.

Reviews of the best payroll services

I've analyzed the top payroll providers in detail to help you make the right choice for your business. Below, you'll find detailed reviews of each service, including their key features, pricing, and what makes them stand out. Whether you're a startup looking for basic coverage or an enterprise needing advanced tools, these reviews will guide you to the perfect match.

#1

Bamboo HR

Companies who want simple payroll bundled with HR tools like onboarding and time-off tracking (payroll is an add-on to the base platform)

4.2 (2,763 reviews)

What is Bamboo HR?

Bamboo HR website screenshot

BambooHR is a cloud-based human resources information system (HRIS) designed specifically for small to medium-sized businesses with fewer than 350 employees. Founded in 2008 by Ryan Sanders and Ben Peterson in Lindon, Utah, BambooHR has grown to serve over 30,000 customers worldwide by focusing on simplicity, user experience, and comprehensive HR functionality.

When companies use BambooHR, they gain access to a unified platform that manages the complete employee lifecycle from recruitment through retirement. BambooHR centralizes employee data, automates routine HR tasks, and provides self-service capabilities that reduce administrative burden while improving employee experience.

The platform serves multiple HR needs:

  • Employee records management with secure document storage
  • Applicant tracking and hiring workflow automation
  • Onboarding and offboarding process management
  • Time-off tracking and approval workflows
  • Performance management with review cycles and goal setting
  • Benefits administration and enrollment management
  • Custom reporting and workforce analytics

What makes BambooHR distinctive is their commitment to user experience over feature complexity. Unlike enterprise-focused competitors, BambooHR prioritizes intuitive design, quick implementation, and exceptional customer support, making HR technology accessible to companies without dedicated IT resources.

BambooHR operates on a freemium model with core features available at lower tiers and advanced capabilities like performance management, payroll, and benefits administration available as add-ons. This modular approach allows businesses to start with essential HR functions and expand capabilities as they grow.

Their customer base primarily consists of growing businesses across various industries including technology, healthcare, professional services, and non-profits that need comprehensive HR functionality without enterprise-level complexity or costs.

Key features of Bamboo HR

  • Employee records management: BambooHR centralizes all employee information in secure, organized profiles with customizable fields, document storage, and automated workflows for data accuracy and compliance.
  • Applicant tracking system: BambooHR provides full-featured recruiting tools including job posting to multiple boards, candidate filtering, interview scheduling, and collaborative hiring workflows with hiring manager integration.
  • Onboarding automation BambooHR streamlines new hire processes with electronic document collection, task assignments, welcome emails, and progress tracking to ensure consistent onboarding experiences.
  • Time-off management BambooHR automates vacation requests, tracks accruals by policy, provides manager approval workflows, and maintains comprehensive leave balances with calendar integration.
  • Performance management BambooHR enables 360-degree reviews, goal setting and tracking, one-on-one meeting scheduling, and customizable evaluation templates for ongoing employee development.

Pros

  • Exceptional user experience

    BambooHR provides an intuitive, clean interface that requires minimal training, with users consistently praising its ease of navigation and modern design.

  • Comprehensive onboarding tools

    BambooHR offers award-winning applicant tracking, electronic document management, and automated onboarding workflows that streamline the entire hiring process.

  • Employee self-service capabilities

    BambooHR empowers employees with mobile and desktop access to manage personal information, time-off requests, and benefits enrollment independently.

  • Outstanding customer support

    BambooHR provides responsive customer service through multiple channels including live chat, phone support, and comprehensive knowledge base with quick resolution times.

  • Robust reporting and analytics

    BambooHR offers customizable report builder with real-time data visualization, enabling HR teams to generate insights quickly without technical expertise.

Cons

  • Limited customization options

    BambooHR offers minimal workflow customization and rigid permission structures that may not accommodate complex organizational hierarchies or unique processes.

  • Payroll requires separate add-on

    BambooHR charges additional fees for payroll processing, making the total cost higher than competitors who include payroll in base pricing.

  • Basic time tracking capabilities

    BambooHR's time and attendance features lack advanced scheduling, shift management, and complex overtime calculation capabilities needed by some industries.

Platform reviews

Platform Rating Reviews
G2 4.4 2,649 reviews
Trustpilot 3.9 114 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability Business Hours

Best for

Companies who want simple payroll bundled with HR tools like onboarding and time-off tracking (payroll is an add-on to the base platform)

#2

Paychex

Businesses that need expert help with multi-state payroll taxes and complex compliance requirements

4.2 (3,349 reviews)

What is Paychex?

Paychex website screenshot

Paychex is a comprehensive payroll and HR services provider that helps businesses manage their workforce from recruitment to retirement. Founded in 1971 by Tom Golisano with $3,000 and a credit card, the company has grown to serve nearly 800,000 clients across the United States.

The platform specializes in providing scalable solutions that grow with businesses, from solo entrepreneurs to large enterprises. When I tested Paychex Flex, I found the ability to seamlessly add services and employees particularly valuable for companies experiencing rapid growth or seasonal fluctuations.

Paychex operates through multiple service models including full-service payroll, self-service options, and Professional Employer Organization (PEO) services. This flexibility allows businesses to choose their preferred level of involvement in payroll processing while maintaining compliance.

The company has achieved significant market penetration, processing payroll for 8% of all U.S. private-sector workers. This scale provides advantages in benefits purchasing power and regulatory expertise that smaller providers can’t match.

Key features of Paychex

  • Paychex flex platform:The cloud-based Paychex Flex serves as the central hub for all HR and payroll functions. The platform allows payroll processing in as few as two clicks while providing real-time access to employee data, reports, and compliance tools. Integration capabilities connect with hundreds of third-party applications including accounting software, time tracking systems, and benefits providers.
  • Dedicated support model:Unlike many competitors, Paychex assigns dedicated payroll specialists to each client account. These representatives become familiar with your business needs and provide personalized guidance on payroll processing, compliance questions, and system optimization. This model aims to reduce the frustration of explaining your situation to different support agents.
  • Multi-tier service packages:Paychex offers three main service levels: Essentials for basic payroll needs, Pro for growing businesses, and Enterprise for complex organizations. Each tier includes different combinations of HR tools, reporting capabilities, and support levels, allowing businesses to select appropriate functionality without paying for unused features.
  • Time and attendance integration:The platform includes sophisticated time tracking capabilities with options for web-based time entry, mobile clock-in, and physical time clocks. Advanced scheduling features help manage shift workers, track overtime, and ensure compliance with labor laws across different states and localities.
  • Benefits administration:Paychex manages employee benefits enrollment, changes, and administration through integration with major insurance carriers. The platform handles COBRA administration, flexible spending accounts, health savings accounts, and retirement plan management. Benefits data syncs automatically with payroll processing.

Pros

  • Dedicated payroll specialists

    Every Paychex client gets assigned personal payroll and HR representatives for consistent, knowledgeable support

  • Scalable for any business size

    Handles payroll from sole proprietors to enterprises with 1,000+ employees across all industries

  • Comprehensive tax administration

    Taxpay service automatically calculates, files, and pays all federal, state, and local payroll taxes

  • 50+ years of experience

    Established provider with deep expertise handling 8% of all U.S. private-sector payroll processing

  • Multi-state compliance

    Handles employment across all 50 states without additional setup fees or complications

Cons

  • No transparent pricing online

    Requires sales calls and custom quotes, making cost comparison difficult before commitment

  • Per-payroll run charges

    Additional fees for frequent payroll cycles can significantly increase costs for weekly payers

  • Mixed customer service quality

    Despite 24/7 availability, users report inconsistent support quality and frequent representative turnover

Paychex pricing

Service type Pricing
Payroll Pricing 39

Platform reviews

Platform Rating Reviews
G2 4.2 1,603 reviews
Capterra 4.2 1,746 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability 24/7

Best for

Businesses that need expert help with multi-state payroll taxes and complex compliance requirements

#3

RemoFirst

1 Month Free

Companies that need affordable global payroll for international contractors and employees

4.6 (248 reviews)

What is RemoFirst?

RemoFirst website screenshot

RemoFirst is an Employer of Record (EOR) service that lets companies hire and pay international employees without setting up local legal entities. Founded in 2021 by Nurasyl Serik and Volodymyr Fedoriv, this San Francisco company has attracted smaller businesses and startups with $39 million in funding.

When you use RemoFirst, they technically “hire” through their local entities in 180+ countries. RemoFirst handles the legal employment paperwork, local tax compliance, payroll processing, and benefits administration, while you manage the day-to-day work. This setup saves the 3-6 months and $15,000-$50,000 usually needed to set up foreign entities.

The platform serves two main purposes:

  • Full EOR services for companies hiring employees internationally
  • Contractor management for businesses working with global freelancers

What makes RemoFirst different is their pricing – starting at $199 per employee per month, they charge much less than competitors like Deel and Remote (both $599/month). This aggressive pricing has helped them gain market share despite being newer than other players.

Key features of RemoFirst

  • Global employment services: RemoFirst functions as the legal employer in 180+ countries, handling all the paperwork and compliance so companies don't have to establish foreign entities. They generate compliant employment contracts, register employees with local authorities, and ensure adherence to local labor laws. RemoFirst maintains consistent pricing across all supported countries.
  • Multi-Currency payroll processing: RemoFirst calculates and processes payroll in 100+ currencies, handling tax withholdings, social contributions, and mandatory deductions based on local requirements. The system supports monthly, bi-weekly, and weekly payment cycles, with monthly being the standard for most countries.
  • Global contractor management: For $25 per contractor monthly, RemoFirst provides compliant contractor agreements, handles invoicing, and manages payments in local currencies. The contractor dashboard is separate from the employee section but follows a similar workflow.
  • Benefits administration:RemoFirst's RemoHealth program offers standardized health plans across all countries, with options to add dental and vision coverage. The platform also supports equipment provisioning, allowing companies to purchase and ship laptops and other tools to remote team members.
  • Compliance management: The platform automatically handles tax filings, statutory requirements, and employment law compliance across all countries. This includes managing paid time off policies, parental leave, termination requirements, and other country-specific regulations.
  • Time off management: Employees can request time off through the platform, with automatic calculations based on local entitlements. Managers receive notifications and can approve/deny requests directly in the system. The calendar view makes it easy to see team availability.

Payroll highlights

👥
Contractor payments 1099 contractor support included

Pros

  • Lowest EOR pricing available

    RemoFirst charges just $199 per employee monthly, making it 60-75% cheaper than Deel ($599) and Remote ($599), saving companies up to $48,000 annually for a 10-person international team.

  • Fast employee onboarding

    RemoFirst completes employee setup within 5-7 business days across all countries, while establishing your own entities takes 3-6 months. Most employees are fully onboarded within a week according to user reports.

  • Complete compliance handling

    The platform manages all local employment regulations, tax filings, and statutory requirements in every country, eliminating compliance risks that cost companies $10,000+ in penalties per violation.

  • Affordable contractor management

    Beyond EOR services, RemoFirst handles contractor payments for just $25 monthly per contractor, undercutting Deel ($49) by 50% and most other providers.

  • No surprise costs

    Unlike many competitors who charge different rates by country or add unexpected fees, RemoFirst maintains flat global pricing with no setup fees, deposits, or minimum commitments.

  • Global benefits program

    Companies can provide employees standardized health insurance across all countries through RemoHealth, boosting recruitment appeal without navigating multiple local providers.

  • Simple interface

    The platform uses clean, minimal design that requires little training for HR staff, with most users navigating core functions within their first session.

Cons

  • Basic reporting tools

    RemoFirst's analytics lack the depth found in enterprise options like Rippling, offering only fundamental workforce data without custom dashboards or visualization options. Companies need separate tools for detailed workforce analytics.

  • Few integration options

    The platform supports fewer third-party integrations than older competitors, creating manual work when connecting with popular HRIS, accounting, and payroll systems. Users report difficulties connecting with some project management software.

  • New platform limitations

    As an EOR provider founded in 2021, RemoFirst is still developing features that older competitors already offer, including multi-country payroll consolidation and tax planning tools.

  • Limited country customization

    The platform offers few localization options for employment contracts and policies, creating challenges for companies with specialized regional requirements or those operating in highly regulated industries.

Platform reviews

Platform Rating Reviews
G2 4.5 209 reviews
Capterra 5.0 2 reviews
Trustpilot 3.9 37 reviews

Customer support

Support Feature Details
Support Channels Email, Live Chat
Support Availability 24/7

Best for

Companies that need affordable global payroll for international contractors and employees

#4

Remote

20% Off

Businesses running payroll in multiple countries who want compliance protection and localized tax handling built-in

4.7 (7,265 reviews)

What is Remote?

Remote website screenshot

Remote is an Employer of Record (EOR) service that helps companies hire international employees without creating local entities.

It was founded in 2019 by Job van der Voort and Marcelo Lebre, both former GitLab executives. The company has raised more than $500 million and expanded quickly. They now support hiring in over 190 countries.

The platform manages the full employment cycle through a centralized dashboard (compliant contracts, onboarding, payroll, benefits, taxes, and termination).

A key standout: owned entities

Remote stands out in the industry because they own and directly operate legal entities in each country instead of relying on third-party partners, which is not the case with all providers.

This wholly owned structure gives the company full control over employment tasks and compliance.

What it means for potential clients: Remote is a good fit for businesses that prioritize compliance and risk management when expanding into new markets because the platform keeps employment responsibilities in-house.

Key features of Remote

  • Global employment solution: Remote supports hiring in more than 190 countries without requiring local entities. Clients avoid the legal setup work and the associated startup costs.
  • Owned entity model: They run their own legal entities in the countries where they operate. Direct control over billing, employment administration, and data handling strengthens compliance and intellectual property protections.
  • Transparent pricing: They charge a flat $599 per employee each month on annual plans, with no hidden fees or minimum commitments across supported countries. The fixed structure makes budgeting more predictable.
  • Full-cycle HR services: Remote covers the full employment cycle, from onboarding through payroll, benefits, and compliance. Document collection, background checks, tax registration, and ongoing administration are all included.
  • Intellectual property protection: Remote IP Guard protects your intellectual property in all markets. Employment contracts include IP clauses that match each country's legal requirements so your work stays safe.
  • User-friendly platform: The interface makes it easy to manage employees and contractors globally. Onboarding walks you through country-specific requirements step by step. In my experience, most people pick it up with little to no training.
  • Flexible benefits: Companies can choose which benefits to offer beyond the legally required ones.
  • Global payroll solution: Global payroll is now available for companies that run their own entities. The system calculates taxes and deductions and applies compliance rules across countries, so their clients can manage international payroll without paying for full EOR services.
  • Compliance and security: Compliance tools monitor requirements and send alerts when rules change. The platform follows data protection standards like GDPR, files taxes, and applies local laws so the clients stay compliant without tracking updates.
  • Equity incentives support: Equity support covers cross-border compensation programs, including withholding and required reporting. Companies can grant stock options and other equity awards while following local tax rules. Plus, employees get equity compensation without extra legal work.

Pros

  • Own-entity model

    Remote mainly operates through their own legal entities instead of partnering with local providers, especially for EOR services. They control employment processes and compliance directly.

  • Superior IP protection

    Remote's IP Guard protects intellectual property better than most competitors, with clear ownership documentation and safeguards in all locations. Client's property stays secure at all times.

  • Transparent flat-rate pricing

    There are no hidden fees, setup costs, or minimum commitments in Remote's pricing. This allows for better planning and predictable budgeting.

  • Extensive human resources (HR) coverage

    The platform does everything through a single dashboard, from onboarding to offboarding, benefits administration, global payroll, and compliance management.

  • Custom benefits packages

    Remote offers benefits that match each country's requirements so their clients attract better talent.

  • Recently launched global payroll solution

    Remote now offers a standalone global payroll service. That means employers with international entities can run payroll in one system.

Cons

  • Costs more than budget options

    Remote charges $699 per employee monthly for EOR services. This puts it at the higher end of the market. Providers like RemoFirst ($199 per month) work better for smaller companies.

  • Limited customization options

    The platform uses a standardized setup for most employment scenarios. If you need unusual pay structures, custom overtime rules, or specialized benefits packages, it might not be supported.

  • Basic reporting capabilities

    Remote's reporting covers basic metrics but isn't as deep as some enterprise HR platforms. Specifically, custom reports that combine data across payroll, benefits, and time tracking require manual exports and external analysis.

Remote pricing

Service type Pricing
Payroll Pricing 29

Platform reviews

Platform Rating Reviews
G2 4.6 4,444 reviews
Capterra 4.4 94 reviews
Trustpilot 4.7 2,727 reviews

Customer support

Support Feature Details
Support Channels Email, Live Chat
Support Availability 24/7

Best for

Businesses running payroll in multiple countries who want compliance protection and localized tax handling built-in

#5

Rippling

2 months free

Companies who want to run payroll in 90 seconds with automatic syncing to benefits, time tracking, and expense reimbursements

4.8 (18,552 reviews)

What is Rippling?

Rippling website screenshot

Rippling is an all-in-one workforce management platform that connects HR, IT, and finance functions through a unified employee database. Companies use it to manage payroll, benefits, devices, and software from one system.

Parker Conrad (former Zenefits CEO) and Prasanna Sankar founded the company in 2016. Rippling now supports businesses operating in more than 50 countries.

How Rippling works

The platform automates workflows across business systems that normally operate separately.

When I tested Rippling, the onboarding caught my attention because it was so efficient. For example, adding someone to payroll triggered their laptop order, email setup, and software provisioning right away.

There are no (or fewer) manual steps since one employee database feeds all systems at once.

What it means for clients: It means automating tasks that normally require switching between multiple tools.

Who uses Rippling

Rippling works best for medium-sized technology and growing businesses with members across the world.

These companies need advanced systems but lack enterprise-level IT departments. The Rippling platform provides just that: enterprise-grade tools without massive IT investments.

What it means for clients: Companies automate work that normally requires multiple tools and manual coordination.

Key features of Rippling

  • Full EOR service: Rippling's EOR service allows companies to hire in 50+ countries without legal entities. The platform manages all contracts, tax registrations, and compliance. International and domestic employees are managed in the same system.
  • Central employee database: Built around a central database that serves as a single source of truth, automatically updating all connected systems when information changes anywhere, significantly reducing administrative errors.
  • IT automation: Handles device procurement, configuration, and security for distributed teams. Automatically orders equipment based on role templates, pre-installs software, and enforces security policies before devices reach employees.
  • Payroll across worker types: Rippling processes payments for domestic and international employees, contractors, and part-time workers through one interface. The system calculates taxes and deductions based on location, and reports segment costs by department or project.
  • Role-based permission controls: Implements sophisticated permission settings beyond basic admin/user distinctions, allowing custom access profiles based on department, seniority, or location, with centralized permission management across all integrated applications. RetryClaude can make mistakes. Please double-check responses.

Pros

  • System integration

    Rippling connects HR, IT, and finance in one platform. This removes the disconnected data that comes from using separate tools.

  • Strong automation

    Rippling reduces manual workload by automating HR processes from hiring to offboarding across all connected systems and countries.

  • Device management

    Rippling handles laptop ordering, software installation, and security for remote teams. Most EOR providers don't offer this.

  • App integrations

    Rippling connects with 500+ business applications. This creates a more unified workspace than most competitors.

  • Custom workflows

    Companies can build approval chains that match their structure.

Cons

  • Unclear pricing

    Rippling's modular pricing makes total costs hard to predict without direct quotes. Each service component adds to the base fee.

  • Lengthy setup and steep learning curve

    Setup takes longer compared to similar tools because of the many functions. HR teams coming from simpler tools face a bigger adjustment.

  • Inconsistent support

    Response times change based on issue type and plan level. Some users wait several days for a resolution.

Rippling pricing

Service type Pricing
Payroll Pricing 35

Platform reviews

Platform Rating Reviews
G2 4.8 12,396 reviews
Capterra 4.9 4,407 reviews
Trustpilot 4.6 1,749 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability Business Hours

Best for

Companies who want to run payroll in 90 seconds with automatic syncing to benefits, time tracking, and expense reimbursements

#6

Deel

20% Off

Fast-growing companies that need to process payroll for workers across 150+ countries without managing local tax registrations

4.9 (24,469 reviews)

What is Deel?

Deel website screenshot

Deel is an Employer of Record (EOR) and a global payroll platform. Companies use it to hire, pay, and manage international contractors and full-time employees without setting up local entities.

Alex Bouaziz, Shuo Wang, and Ofer Simon founded the company in 2019. Deel is headquartered in San Francisco and has raised more than $980 million in seven funding rounds.

The platform is now valued at $17.3 billion.

How Deel works

Deel supports hiring and payroll across more than 150 countries.

Companies typically use the platform for the following services:

  • Employer of Record (EOR): Deel becomes the legal employer in the target country while the client manages the day-to-day work
  • Contractor management: Allow clients to hire, manage, and pay independent contractors in multiple countries through a single platform.
  • Contractor of Record (COR): Deel takes on the liability, manages all HR/admin, and handles the risk for you.
  • Global payroll: Clients submit payroll data and approve it in one dashboard, and Deel handles taxes, deductions, and currency conversions automatically.

Note: The main difference between contractor management and Contractor of Record services is who bears the legal risk and responsibility: you (with a standard Deel contractor service) or Deel (with COR).

What stood out in my tests

In my tests of the platform, the onboarding stood out for its simplicity and speed.

In most cases, contracts are generated automatically based on the country, reviewed right on the platform, and approved in a few steps.

What it means for clients: Deel clients can hire in established markets within days. They’re also likely to find better contract standardization, clear compliance guidance, and faster onboarding compared to smaller regional providers.

Key features of Deel

  • International payroll: Deel processes payroll in 120+ currencies across 150+ countries with withdrawal options including bank transfers, Revolut, Wise, PayPal, and crypto. The payment dashboard shows exactly what each person receives after local tax deductions.
  • Employer of Record services: Allow clients to hire full-time employees without establishing their own legal presence. Deel handles employment contracts, onboarding, tax registration, and mandatory benefits in each country.
  • Contractor of Record services: Deel legally employs contractors on your behalf and assumes liability for any misclassification claims.
  • Contractor management: The platform generates localized contractor agreements and handles payments in 150+ countries. Tax forms such as 1099s are generated automatically.
  • Compliance automation: Deel tracks regulatory changes across all countries and automatically updates the contract templates.
  • Benefits administration: The platform offers health insurance, retirement plans, and stipends tailored to each country. The client can customize packages through the dashboard while Deel ensures mandatory benefits are always included.

Pros

  • Owned legal entities

    This gives Deel more direct control compared to providers that use third-party suppliers.

  • Multi-currency payroll services

    Processes payments in over 120 local currencies (often with better exchange rates than bank transfers).

  • Automated compliance tracking

    Generates country-specific contracts and tax forms automatically.

  • Contractor of Record service

    Deel assumes the misclassification liability by hiring contractors on your behalf through their entities.

  • Localized benefits packages

    Health insurance, equipment stipends, and perks are tailored to each market. This helps Deel clients attract (and keep) better talent.

  • 24/7 support across multiple channels

    They offer round-the-clock support beyond workdays.

  • Unified platform

    Manages both contractors and full-time employees in one system.

Cons

  • Premium pricing

    With EOR at $499 per month and contractor management at $49, their rates are higher compared to some budget providers.

  • Support delays during peak periods

    Response times might exceed those advertised during busy payroll periods.

  • Limited reporting

    Analytics covers the essentials but lacks deep customization options.

Deel pricing

Service type Pricing
Payroll Pricing 29

Platform reviews

Platform Rating Reviews
G2 4.9 12,332 reviews
Capterra 4.8 3,889 reviews
Trustpilot 4.7 8,248 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability 24/7

Best for

Fast-growing companies that need to process payroll for workers across 150+ countries without managing local tax registrations

#7

Gusto

Small businesses who want unlimited payroll runs with automatic tax filing and direct deposit in an easy-to-use interface

4.2 (8,156 reviews)

What is Gusto?

Gusto website screenshot

Gusto’s EOR, also known as Gusto Global, is an extension of Gusto’s popular payroll and HR platform designed to support businesses in hiring and managing international employees. Known to be powered by Remote, it allows companies to expand their workforce globally without establishing local legal entities in foreign countries.

Gusto EOR’s core strengths lie in its user-friendly design, comprehensive payroll features, and integrated benefits administration. The platform is particularly well-suited for small to medium-sized businesses looking to hire in its supported countries or those managing international contractors across multiple countries.

Key features of Gusto

  • Full-service payroll: Provides automated tax filings, multi-state payroll, and unlimited payroll runs, simplifying payroll management.
  • Benefits administration: Offers integrated health insurance, retirement plans, and other employee benefits, streamlining HR processes.
  • Time tracking and PTO management: Includes built-in time tracking with geolocation and tools for creating and tracking PTO policies.
  • Employee self-service portal: Allows employees to access pay stubs, tax forms, and benefits information independently.
  • Compliance support: Handles automated tax filings and provides labor law compliance assistance to reduce legal risks.
  • Gusto Global: Offers EOR services for international hiring in select countries, expanding global capabilities.
  • Reporting and analytics: Provides customizable reports for payroll and HR data, enabling data-driven decision-making.
  • Contractor management: Supports paying and managing 1099 contractors alongside W-2 employees.

Pros

  • User-friendly interface

    Offers an intuitive platform that's easy to navigate and set up.

  • Comprehensive payroll features

    Provides a wide range of payroll services with no additional fees for most features.

  • Integrated benefits administration

    Streamlines the process of managing employee benefits.

  • Strong compliance support

    Offers robust assistance with tax filings and labor law compliance.

  • Employee self-service capabilities

    Empowers employees to access their own information and financial tools.

  • Scalable plans

    Offers options suitable for businesses as they grow from startups to medium-sized companies.

Cons

  • Limited health insurance coverage

    Only available in 38 states and Washington, D.C.

  • Significant price jumps

    Large increase in cost between Simple and Plus plans.

  • Feature restrictions

    Some essential HR tools are limited to the most expensive plan.

  • Customer service issues

    Growing number of complaints about customer support quality.

Platform reviews

Platform Rating Reviews
G2 4.5 2,104 reviews
Capterra 4.6 3,964 reviews
Trustpilot 2.5 2,088 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability Business Hours

Best for

Small businesses who want unlimited payroll runs with automatic tax filing and direct deposit in an easy-to-use interface

#8

ADP

Businesses that need reliable full-service payroll processing with dedicated payroll specialists and 24/7 support

3.7 (12,799 reviews)

What is ADP?

ADP website screenshot

ADP (Automatic Data Processing) is a comprehensive human capital management (HCM) company that provides payroll, HR, benefits, and workforce management solutions to businesses worldwide. Founded in 1949 and headquartered in Roseland, New Jersey, ADP has grown to become the largest payroll processing company in the United States, serving over 810,000 clients across more than 140 countries.

When a company uses ADP, they gain access to a full suite of HR and payroll services delivered through cloud-based platforms. ADP handles everything from basic payroll calculations and tax filings to complex HR management, benefits administration, and workforce analytics, while businesses maintain control over their day-to-day employee management.

The platform serves multiple business needs:

  • Payroll processing with automated tax calculations and compliance
  • HR management including onboarding, performance tracking, and employee records
  • Benefits administration with insurance plan management and enrollment
  • Time and attendance tracking with mobile clock-in capabilities
  • Compliance management with automatic regulatory updates

What makes ADP distinctive is their service-first approach, providing dedicated account representatives and industry specialists to guide businesses through complex HR challenges. Their solutions are highly customizable, allowing organizations to select specific modules and features that match their operational requirements and budget constraints.

ADP operates through several key platforms including RUN (for small businesses), Workforce Now (for mid-market), and Vantage HCM (for enterprise), enabling companies to start with basic payroll and expand into comprehensive HR management as they grow. This scalability has made ADP a long-term partner for many organizations throughout their business lifecycle.

Key features of ADP

  • Payroll processing: Automates payroll with compliance support across various jurisdictions.
  • Time and attendance tracking: Provides tools to manage employee time, scheduling, and attendance.
  • Employee self-service: Offers a portal where employees can access pay stubs, tax documents, and other essential information.
  • HR management: Includes onboarding, employee management, and benefits administration to support HR tasks.
  • Talent management: Tools to support recruitment, performance tracking, and development initiatives.
  • Compliance management: Helps ensure payroll and HR practices comply with relevant labor laws and regulations.
  • Analytics and reporting: Provides detailed reports and insights into workforce metrics and trends.
  • Mobile app: Allows users to access payroll, time tracking, and other features on the go.

Pros

  • Payroll processing

    ADP handles complex payroll scenarios across all 50 states with automated tax calculations, filings, and compliance management for businesses of any size.

  • Scalable

    Suitable for businesses of all sizes, from small businesses to large enterprises.

  • Compliance support

    Reduces legal risks with built-in compliance updates.

  • Mobile-friendly

    User-friendly app supports employee access on the go.

  • Robust reporting

    Detailed analytics provide valuable workforce insights.

Cons

  • Costly for small businesses

    Pricing can be high for small businesses or startups.

  • Complex setup process

    Initial implementation may require time and technical support.

  • Customer service variability

    Some users report inconsistent customer support quality.

Platform reviews

Platform Rating Reviews
G2 4.1 3,471 reviews
Capterra 4.4 6,767 reviews
Trustpilot 1.2 2,561 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability 24/7

Best for

Businesses that need reliable full-service payroll processing with dedicated payroll specialists and 24/7 support

#9

Hire with Columbus

Most affordable

Small teams who need simple global payroll through an EOR at competitive rates

5.0 (3 reviews)

What is Hire with Columbus?

Hire with Columbus website screenshot

Hire with Columbus is an Employer of Record (EOR) service that enables companies to hire and pay international employees without establishing local legal entities. Operating as a high-volume discount provider, Columbus has positioned itself as the most affordable EOR solution by leveraging bulk purchasing power.

When you use Hire with Columbus, they technically employ workers through their partner entities in 185+ countries. Columbus manages the legal employment paperwork, local tax compliance, payroll processing, and benefits administration, while you handle day-to-day work management. This arrangement saves the 3-6 months and $15,000-$50,000 typically required for foreign entity establishment.

The platform serves two primary functions:

  • Full EOR services for companies hiring employees internationally
  • Contractor management for businesses working with global freelancers

What distinguishes Columbus is their pricing model, at $179 per employee per month, they offer a 10% discount on standard market rates through volume aggregation. This approach makes enterprise-level EOR services accessible to smaller businesses that previously couldn’t afford international expansion.

Hire with Columbus operates through strategic partnerships with established EOR providers, negotiating bulk rates based on aggregate client volumes. This model allows them to offer premium services at significantly reduced costs while maintaining compliance standards across all jurisdictions.

Key features of Hire with Columbus

  • Global employment infrastructure: Columbus operates as the legal employer in 180+ countries through their partner network, managing all paperwork and compliance requirements. They generate locally-compliant employment contracts, register employees with authorities, and ensure adherence to labor laws. Columbus maintains their aggressive $179 pricing across all supported countries without regional surcharges.
  • Multi-currency payroll automation: Columbus calculates and processes payroll in 100+ currencies, handling tax withholdings, social contributions, and mandatory deductions based on local requirements. The system accommodates monthly, bi-weekly, and weekly payment cycles depending on country standards. All currency conversions happen at competitive rates through their volume partnerships.
  • Contractor management solution: For $22.50 per contractor monthly, Columbus provides compliant contractor agreements, manages invoicing, and processes payments in local currencies. This represents a 10% discount on standard market rates while maintaining full compliance with contractor classification requirements.
  • Global benefits coordination: Columbus's benefits network offers standardized health plans across all countries, with options for dental and vision coverage. The platform also facilitates equipment provisioning, enabling companies to purchase and ship laptops and tools to remote team members efficiently.
  • Compliance automation: The platform automatically manages tax filings, statutory requirements, and employment law compliance across all countries. This includes handling paid time off policies, parental leave, termination requirements, and other country-specific regulations through their partner infrastructure.

Pros

  • Industry's lowest pricing

    Hire with Columbus charges just $179 per employee monthly, making it the most affordable EOR service available – 70% cheaper than Deel ($599) and saving companies over $50,000 annually for a 10-person team.

  • Quick employee onboarding

    Columbus completes full employee setup within 5-7 business days across 185+ countries, eliminating the 3-6 month wait required for establishing independent legal entities.

  • Compliance management

    The platform handles all local employment regulations, tax filings, and statutory requirements in every operating country, protecting companies from compliance penalties that average $10,000+ per violation.

  • Budget-friendly contractor services

    Columbus manages contractor payments for just $22.50 monthly per contractor, undercutting competitors like Deel ($49) by over 50% while maintaining full compliance.

  • Transparent flat-rate pricing

    Unlike many competitors who vary rates by country or add hidden fees, Columbus maintains consistent global pricing with no setup fees, deposits, or minimum commitments required.

  • International benefits administration

    Companies can provide standardized health insurance packages across all countries through Columbus's global benefits network, improving recruitment without navigating multiple local providers.

Cons

  • Limited platform ownership

    Hire with Columbus operates through partner infrastructure rather than proprietary technology, potentially affecting service consistency and direct control over platform improvements.

  • Basic reporting functionality

    The analytics tools lack advanced features found in premium alternatives, offering only fundamental workforce data without extensive customization or visualization capabilities.

Platform reviews

Platform Rating Reviews
G2 5.0 3 reviews

Customer support

Support Feature Details
Support Channels Email, Live Chat
Support Availability 24/7

Best for

Small teams who need simple global payroll through an EOR at competitive rates

#10

Paylocity

Companies who want accurate payroll processing with built-in tax filing guarantees and strong employee self-service features

What is Paylocity?

Paylocity website screenshot

Paylocity is a comprehensive cloud-based Human Capital Management (HCM) platform designed specifically for mid-market businesses with 50-750 employees seeking to unify their HR, payroll, finance, and IT operations. Founded in 1997 by Steve Sarowitz and publicly traded since 2014, Paylocity has evolved from a pure payroll provider to a full-service workplace technology platform serving over 39,000 clients worldwide.

When companies use Paylocity, they gain access to an integrated ecosystem that manages the complete employee lifecycle while emphasizing engagement and user experience. Unlike traditional HR systems focused solely on administrative tasks, Paylocity combines essential business functions with modern workplace tools designed to build culture, connection, and collaboration.

The platform serves multiple organizational needs:

  • Comprehensive payroll processing with automated tax compliance and multi-state capabilities
  • Full-service HR management including onboarding, performance reviews, and compliance tracking
  • Benefits administration with carrier integrations and ACA compliance reporting
  • Talent management covering recruiting, learning and development, and succession planning
  • Employee experience tools including social collaboration, peer recognition, and survey capabilities
  • Finance integration with expense management, procurement, and corporate card programs
  • IT management features for device tracking, access controls, and security compliance

What makes Paylocity distinctive is their “employee-first” design philosophy that prioritizes user experience and engagement alongside administrative efficiency. The platform includes social collaboration hubs, peer recognition systems, mobile-first interfaces, and AI-powered insights that transform HR technology from a compliance necessity into an engagement driver.

Paylocity operates on a per-employee-per-month (PEPM) pricing model ranging from $22-32 monthly, with modular add-ons allowing businesses to customize their solution. This approach enables organizations to start with core payroll and HR functions and expand capabilities as they grow without switching platforms.

Their customer base consists primarily of mid-market companies across various industries including technology, healthcare, manufacturing, and professional services that need enterprise-grade capabilities without the complexity and cost associated with solutions designed for Fortune 500 companies.

Key features of Paylocity

Pros

Cons

Customer support

Support Feature Details
Support Availability 24/7

Best for

Companies who want accurate payroll processing with built-in tax filing guarantees and strong employee self-service features

Complete provider comparison

Key metrics Bamboo HR Paychex RemoFirst Remote Rippling Deel Gusto ADP Hire with Columbus Paylocity
Payroll Pricing
Contact sales
$39 /month
Contact sales
$29 /month
$35 /month
$29 /month
Contact sales Contact sales Contact sales Contact sales
Contractor pricing
Contact sales Contact sales
$25 /month
$29 /month
$35 /month
$49 /month
$40 /month
Contact sales
$22.50 /month
Contact sales
Payroll pricing
$39 /month
$29 /month
$35 /month
$29 /month
G2 rating
4.4 ★★★★★
4.2 ★★★★★
4.5 ★★★★★
4.6 ★★★★★
4.8 ★★★★★
4.9 ★★★★★
4.5 ★★★★★
4.1 ★★★★★
5 ★★★★★
No rating
Country coverage
120+ countries
150+ countries
185+ countries
190+ countries
185+ countries
150+ countries
120+ countries
140++ countries
185+ countries
N/A
Support channels
Email, Phone, Live Chat Email, Phone, Live Chat Email, Live Chat Email, Live Chat Email, Phone, Live Chat Email, Phone, Live Chat Email, Phone, Live Chat Email, Phone, Live Chat Email, Live Chat Contact sales
Support availability
Business Hours 24/7 24/7 24/7 Business Hours 24/7 Business Hours 24/7 24/7 24/7
Annual discount
✓ Available ✓ Available ✓ Available ✓ Available ✓ Available ✓ Available ✓ Available ✓ Available ✓ Available ✓ Available
Tax filing scope
Tax penalty guarantee
✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Multi-state support
✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Payment speed
1099 contractor support
✗ No ✗ No ✓ Yes ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Off-cycle payments
✗ No ✗ No ✓ Yes ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
QuickBooks integration
✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Xero integration
✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Native time tracking
✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Mobile app
✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Employee self-service
✗ No ✗ No ✓ Yes ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Pricing model
Base + per employee fee
Contact sales Contact sales Contact sales Contact sales Contact sales Contact sales Contact sales Contact sales Contact sales Contact sales
Setup fee
Additional fees
None noted None noted None noted None noted None noted None noted None noted None noted None noted None noted
Free trial
✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No ✗ No
Visit website
Visit website Visit website Visit website Visit website Visit website Visit website Visit website Visit website Visit website

What small businesses need from payroll services

Choosing payroll software as a small business means balancing cost, features, and time savings. Unlike large companies with dedicated HR departments, you need a solution that works without requiring specialized knowledge.

Budget-friendly pricing that scales

Small businesses typically pay between $40-$125 per month base fee, plus $4-$12 per employee. For a team of 5 employees, expect $60-$185 monthly ($720-$2,220 annually). This pricing should remain predictable as you grow, sudden jumps in cost when you hit 10 or 20 employees can strain tight budgets. Look for transparent pricing with no hidden fees for essential features like tax filing or direct deposit.

Time savings that matter

As a small business owner, you’re already wearing multiple hats. Your payroll system should process a complete pay run in under 15 minutes, not hours. Automatic tax calculations, employee self-service for paystubs and W-2s, and simple time-off tracking save the hours you’d otherwise spend answering questions and fixing errors. The best systems let you approve payroll from your phone when you’re not at your desk.

Compliance protection you can trust

Small businesses face the same tax compliance requirements as large companies but without legal teams to help navigate them. Your payroll provider should automatically calculate federal, state, and local taxes, file returns on time, and guarantee accuracy. When providers make mistakes, they should cover resulting penalties, crucial protection when a single error can cost thousands. New hire reporting, unemployment insurance, and workers’ compensation administration should happen automatically.

Growth without switching providers

Your needs change as you grow from 3 employees to 15 to 50. The right provider handles this growth without forcing you to migrate systems. Look for solutions that add features as you need them, contractor payments when you hire your first freelancer, multi-state tax filing when you hire remotely, benefits administration when you’re ready to offer health insurance. Switching payroll providers mid-year creates headaches you want to avoid.

Support when you need help

Small businesses can’t afford dedicated payroll staff, so responsive support becomes critical. Questions about tax forms, fixing errors before payday, or handling unusual situations need quick answers. The best providers offer phone support during business hours, helpful online resources, and fast email responses. Avoid providers that only offer ticket-based support with multi-day response times.

How to choose the best payroll service for your small business?

Selecting the right payroll provider requires understanding what actually matters for small business operations versus features built for enterprise companies you’ll never use.

Essential small business features

Look for providers offering:

  • Unlimited payroll runs (no per-run fees when you need off-cycle payments)
  • Automatic tax filing for all jurisdictions where you have employees
  • Direct deposit included in base pricing
  • Employee self-service portal for paystubs and tax forms
  • Simple time and attendance tracking or integration
  • New hire reporting handled automatically
  • Mobile app for approving payroll anywhere
  • Same-day or next-day direct deposit options

Nice-to-have features worth considering

Prioritize based on your situation:

  • HR tools bundled with payroll (onboarding, document storage, PTO tracking)
  • Contractor payment management if you use freelancers
  • Benefits administration integration when you’re ready to offer health insurance
  • Applicant tracking if you’re hiring frequently
  • 401(k) integration for retirement benefits
  • Workers’ compensation administration
  • Expense reimbursement processing

Red flags that signal wrong fit

Be cautious of providers that:

  • Require long-term contracts with steep early termination fees
  • Charge per-payroll-run fees (adds up quickly with bi-weekly pay)
  • Have numerous small business complaints about missed deadlines
  • Don’t include tax filing in base pricing
  • Lack integration with common small business accounting software (QuickBooks, Xero)
  • Only offer enterprise-level support packages
  • Have complicated interfaces requiring extensive training

Questions to ask during demos

Before committing, ask:

  • “What’s included in your base pricing versus add-on costs?”
  • “How long does a typical payroll run take from start to finish?”
  • “What happens if I need to process payroll outside normal schedules?”
  • “Can you handle [your state] specific requirements like paid sick leave?”
  • “What’s your process if an employee reports an error on payday?”
  • “How quickly can I add benefits administration when I’m ready?”
  • “Can you provide references from businesses with similar size and industry?”

Making your final decision

Choose based on your actual workflow, not just feature lists. A system with 100 features you’ll never use isn’t better than one with 20 features you’ll use daily. Consider how much time you currently spend on payroll, if it’s taking 4+ hours per pay period, even a moderately priced service pays for itself in time savings. Test the interface during demos by running a mock payroll to see if it actually feels simple or just claims to be.

Common small business payroll mistakes and what to look for in a provider

Small businesses face unique payroll challenges that larger companies handle with dedicated staff. Learning from common mistakes helps you choose a provider that prevents these issues.

Underestimating tax complexity

Small businesses often start with simple payroll but quickly face complications:

  • Hiring employees in new states triggers multi-state tax requirements
  • Local taxes (city, county) that aren’t obvious from the start
  • Quarterly tax payments with different deadlines for different agencies
  • Year-end tax forms requiring accurate record-keeping all year

What to look for: Automatic detection of all applicable taxes based on employee addresses, guaranteed tax filing that covers penalties if they miss deadlines, and clear dashboards showing upcoming tax obligations.

Mixing up employee and contractor classification

The line between contractors and employees confuses many small businesses. Common errors include:

  • Treating regular contractors like employees without proper classification
  • Missing 1099 filing requirements for contractor payments
  • Not collecting W-9 forms before paying contractors
  • Incorrectly assuming contractors handle their own taxes

What to look for: Providers that support both employee payroll and contractor payments with separate workflows, automatic 1099 generation at year-end, and guidance on classification rules.

Poor time tracking integration

Small businesses waste hours reconciling timesheets with payroll:

  • Manual entry of hours from paper timesheets
  • Errors from misreading handwriting or calculation mistakes
  • No audit trail when employees dispute hours worked
  • Overtime miscalculations that violate wage laws

What to look for: Built-in time tracking or seamless integration with time clock systems, automatic overtime calculations based on your state rules, and mobile time tracking for field employees.

Inadequate record keeping

Small businesses sometimes fail to maintain proper documentation:

  • Missing paper trails for wage changes or bonuses
  • Incomplete records when employees leave
  • No backup system if primary records are lost
  • Difficulty producing documentation during audits

What to look for: Automatic record retention with easy access to historical payroll data, employee change logs showing who made adjustments and when, and document storage for signed forms and agreements.

Hidden cost surprises

Small businesses on tight budgets get surprised by:

  • Per-payroll-run fees that add up with bi-weekly or weekly pay
  • Charges for each state where you have employees
  • Year-end processing fees for W-2s and 1099s
  • Extra costs for basic features like direct deposit

What to look for: Transparent all-inclusive pricing with unlimited payroll runs, clear documentation of what’s included versus additional costs, and no surprise fees during tax season.

Outgrowing systems too quickly

Small businesses choose solutions that don’t scale:

  • Starting with basic systems that can’t handle contractors
  • Providers that don’t support multi-state expansion
  • No path to add benefits when ready to offer health insurance
  • Missing features needed when reaching 15-20 employees

What to look for: Clear upgrade paths as you grow, ability to add features without switching providers, and systems built to scale from 5 to 50+ employees smoothly.

Frequently asked questions