COMPARISON

Multiplier vs Rippling: 2025 EOR Comparison

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multiplier vs. rippling comparison
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If you’re reading this, you’re probably exploring expanding your team internationally or streamlining your global workforce management. You’ve heard about Employer of Record (EOR) services and are considering Multiplier and Rippling as potential solutions for your business needs.

But you’re also probably uncertain about:

  1. How Multiplier and Rippling compare in terms of features, pricing, and global reach
  2. Which platform offers better compliance management and risk mitigation across multiple countries
  3. The user experience and ease of implementation for each service
  4. Whether Multiplier or Rippling is the right fit for your specific business size and industry
  5. The potential drawbacks or limitations of using either platform as your EOR

If that sounds familiar, this comprehensive comparison will provide the insights you need to make an informed decision. This detailed analysis could save you significant time in research and help you avoid potentially costly mistakes in your global expansion journey.

The key to choosing between Multiplier and Rippling lies in understanding their unique strengths and how they align with your specific business needs:

TLDR: Compliance Focus vs Integration Strength in EOR Services

  • Multiplier: Best for small to medium-sized businesses seeking strong compliance management and cost-effective global hiring solutions.
    Join Multiplier today
  • Rippling: Ideal for medium to large enterprises needing extensive integrations and a user-friendly interface for streamlined HR processes.
    Learn more about Rippling now

Here’s what you’ll learn:

  1. Overview of Multiplier and Rippling (the essentials you need to know)
  2. Key features and benefits of each platform (what sets them apart)
  3. Pricing structures and value propositions (is the investment worth it?)
  4. User experiences and platform interfaces (because ease of use matters)
  5. Security and compliance measures (crucial for global operations)
  6. Pros and cons of each service (the good, the bad, and the noteworthy)
  7. Recommendations for different business types (who should choose which)

By the end of this comparison, you’ll understand the strengths and limitations of both Multiplier and Rippling, enabling you to choose the EOR solution that best fits your company’s global workforce needs, compliance requirements, and overall business strategy.

Multiplier

Country Coverage: 150+ Countries

G2 Rating: 4.7/5

EOR Pricing: $400 per employee/month

Contractor Pricing: $40 per contractor/month

Rippling

Country Coverage: 185+

G2 Rating: 4.8/5

EOR Pricing: $500 per employee/month

Contractor Pricing: $25 per contractor/month


Overview of Multiplier and Rippling

Overview of Multiplier

Multiplier website screenshot

Multiplier is an affordable global employment solution that helps businesses manage and expand their teams worldwide. As an Employer of Record (EOR) provider, it allows companies to hire and pay employees from different countries without needing to set up legal entities in each location, simplifying the process of global hiring and managing remote teams.

Organizations can also manage employee benefits through Multiplier, including health insurance and pensions. This comprehensive platform streamlines payroll, tax compliance, and HR processes across multiple jurisdictions, reducing administrative burdens and legal risks. Multiplier’s user-friendly interface enables businesses to onboard new hires quickly, generate localized employment contracts, and ensure compliance with local labor laws.

Multiplier’s proposition of remote hiring and employment without having to establish new markets or reallocate was an idea purpose-built for the post-COVID world, and the company was launched in November 2020.

In the words of our Co-Founder and CEO, Sagar Khatri – “Early in my career, I experienced firsthand the challenges of international expansion: the complex regulatory landscape, the daunting time constraints, and the substantial resource investments required to establish legal entities abroad. This experience ignited the spark that would become Multiplier.”

Rimmi Kesari, Partner Marketing Specialist at Multiplier

Company Information

  • Headquarters: Sydney, Australia
  • Founders: Sagar Khatri, Amritpal Singh, and Vamsi Krishna
  • Funding: Over $77 million
  • Founding Date: 2020

Also, read our in-depth Multiplier Review

Overview of Rippling

Rippling's website screenshot

Rippling is a comprehensive HR and global payroll software that simplifies hiring, paying, and managing employees. It offers various cloud-based services that allow businesses to streamline their employee management processes. Rippling’s Employer of Record (EOR) service enables organizations to hire international talent without setting up legal entities in other countries.

This all-in-one platform integrates core HR functions, IT systems management, and benefits administration, providing a unified solution for workforce management. Rippling automates many time-consuming tasks, from onboarding new hires to processing payroll across multiple countries. The software’s robust compliance features help ensure adherence to local labor laws and tax regulations, reducing legal risks for employers.

Additionally, Rippling offers advanced analytics and reporting capabilities, giving businesses valuable insights into their workforce data.

Company Information

  • Headquarters: San Francisco, US
  • Founders: Parker Conrad and Prasanna Sankar
  • Funding: Over $1.4 billion
  • Founding Date: 2016

Also, read our in-depth Rippling Review


Pricing and Plans

Multiplier Pricing

Multiplier uses a localized pricing approach, making it cost-effective in various regions. This means prices vary depending on the country, offering the best possible rates for each location.

Service Price
Employer of Record (EOR) Pricing $400 per employee/month
Contractor Management Pricing $40 per employee/month
Annual Discount Not available

Rippling Pricing

Rippling’s pricing is designed to be flexible, allowing businesses to choose plans that best fit their needs. All users start by paying for its Unity platform, which is offered for $8 per employee per month. Then, there’s customizable pricing based on the number of employees you sign up for, additional features you require, and the apps you want to connect to the platform.

Service Price
Employer of Record (EOR) Pricing $500 per employee/month
Contractor Management Pricing $25 per employee/month
Payroll Pricing $8 per employee/month
Annual Discount Not available

Key Features of Multiplier

Multiplier offers 9 key features that set it apart.

These key features include:

  • Global Employment Solutions: Enables hiring in over 150 countries without establishing local entities, facilitating rapid international team expansion often within 24 hours.
  • Comprehensive Payroll Management: Processes multi-currency payroll in 120+ currencies, handling tax calculations, deductions, bonuses, and social contributions automatically.
  • Compliance and Legal Support: Ensures adherence to local labor laws, crafts compliant multilingual contracts, and manages country-specific tax and statutory requirements.
  • Benefits Administration: Offers locally competitive insurance and customizable benefits packages, including options for dependent coverage across different countries.
  • Expense Management: Simplifies submission, reimbursement, and integration of employee expenses with payroll cycles.
  • Contractor Management: Supports onboarding, management, and payments for international freelancers in their preferred currencies.
  • User-Friendly Platform: Provides an intuitive dashboard for streamlined workforce management, featuring real-time updates and notifications.
  • Customer Support: Offers guidance throughout setup and ongoing support for HR and compliance issues, backed by local experts in various countries.
  • Cost-Effective Pricing: Provides competitive rates starting at $400 per employee per month for EOR services, with potential savings of 70-90% compared to traditional solutions and no hidden fees.
Screenshot from Multiplier's user dashboard.

Key Features of Rippling

Rippling offers 10 key features that set it apart.

These key features include:

  • Unified Platform: Integrates HR, IT, and Finance functions in one system, allowing seamless management of employee data, payroll, and company resources.
  • Global Payroll Solution: Handles payroll processing in 185+ countries, supporting multiple currencies and tax regulations.
  • Employer of Record (EOR) Services: Enables companies to hire internationally without setting up local entities, managing compliance and local regulations.
  • Comprehensive HR Management: Streamlines onboarding, benefits administration, time tracking, and employee lifecycle events.
  • IT and Device Management: Allows centralized control over company devices, software licenses, and security protocols.
  • Benefits Administration: Offers locally aligned benefits packages with multiple tiers in most markets.
  • Compliance Management: Continuously flags potential compliance risks and handles local tax filings and regulatory requirements.
  • Reporting and Analytics: Provides centralized, granular reporting for workforce data to support informed decision-making.
  • App Integrations: Easily integrates with a wide range of third-party applications, enhancing workflow efficiency.
  • Fast Onboarding: Enables quick employee onboarding, often within minutes, streamlining the hiring process.

Benefits of Using Multiplier

The benefits of using Multiplier are:

  • Saving time and money: Hiring and onboarding with Multiplier is generally done fast and can save many companies significant time and money.
  • Competitive pricing: Depending on which package(s) you choose, Multiplier is generally priced very competitively compared to other major EOR platforms.
  • Extensive legal resources: Compliance is made easy with Multiplier in part because of its extensive legal repository.
  • Customer service: Many users laud Multiplier’s excellent customer service representatives, guiding users expertly through the platform and any possible issues that may surface. I have also been happy with the customer service I have received from Multiplier.
  • Comprehensive benefits management: One of the platform’s standout features is providing benefits management to organizations, which helps attract and retain the best talent.
  • User-friendly interface: While I think Multiplier’s platform’s UX could still be improved, the interface is quite user-friendly.

Benefits of Using Rippling

The benefits of using Rippling are:

  • Time and Cost Efficiency: Significantly reduces the time and resources required for international hiring and HR management.
  • Global Talent Access: Enables companies to hire talent from 185+ countries without the need to establish local entities.
  • Compliance Assurance: Handles complex international labor laws and regulations, reducing legal risks for employers.
  • Streamlined Operations: Centralizes management of global workforce, payroll, and IT in one platform, simplifying operations.
  • Scalability Support: Facilitates rapid business growth and expansion into new markets with flexible hiring solutions.
  • Automated Processes: Reduces manual work and potential errors in HR tasks, improving overall efficiency.
  • Data Security: Ensures proper handling of sensitive employee information with robust security measures.
  • Customization: Offers extensive customization options to tailor the system to specific business needs.
  • Local Expertise: Provides access to experts with an average of 10+ years of local HR experience.
  • Seamless Transitions: Allows easy transition from EOR to Global Payroll through your own entities as your business grows.

User Data Security and Compliance

Data security and compliance are paramount in global employment platforms. Multiplier and Rippling have implemented robust measures to protect user data and ensure regulatory compliance.

Multiplier prioritizes data protection through advanced encryption protocols and strict access controls. It adheres to GDPR and ISO 27001 standards, demonstrating its commitment to international data protection regulations. Regular security audits and penetration testing further bolster its defenses against potential threats.

On the other hand, Rippling emphasizes its SOC 2 Type II certification, which attests to its rigorous security practices. It employs end-to-end data transmission and storage encryption and multi-factor authentication to prevent unauthorized access. Rippling’s compliance features extend to CCPA and HIPAA regulations, making it particularly attractive for healthcare businesses or those dealing with California-based employees.

Here’s a comparison of their security and compliance features:

FeatureMultiplierRippling
EncryptionAdvanced encryption protocolsEnd-to-end encryption
Compliance StandardsGDPR, ISO 27001SOC 2 Type II, CCPA, HIPAA
Access ControlStrict access controlsMulti-factor authentication
Regular AuditsYesYes
Data Breach InsuranceNot specifiedAvailable

While both platforms prioritize security, Rippling’s additional certifications and data breach insurance might give it an edge for businesses with stringent security requirements or those in regulated industries.


Pros and cons of Multiplier

Pros

  • Competitive pricing: Multiplier’s EOR package is more favorable than other EOR providers.
  • Customer support: Follow-ups are done well, and customer reps guide users expertly throughout the initial setting-up process.
  • Real-time updates: Keeps me informed with real-time notifications.
  • Integration support: Works well with other apps I use.
  • Scalability: Suitable for both small and large projects, adapting as needed.
  • Quick onboarding: Within minutes, new employees can be set up within your company.

Cons

  • Complex interface: The user interface can sometimes be confusing, with many users initially reporting additional guidance.
  • Speed of customer support: Response times from customer support can be slow, mainly via email.
  • Limited features and customization: Some features that other tools offer are missing, and customization is limited.
  • No offline mode: There’s no option to use it without an internet connection.

Pros and Cons of Rippling

Pros

  • User-Friendly Interface: Highly intuitive and easy to navigate platform.
  • Comprehensive Features: Manages payroll, benefits, global compliance, and more in one system.
  • Extensive Customization: Offers numerous options to tailor the system to specific business needs.
  • Seamless Integration: Compatible with many popular software applications.
  • Effective Automation: Unity platform automates many tasks, saving time and reducing errors.
  • Mobile Accessibility: Provides a mobile app for easy access to relevant information for employees.

Cons

  • Non-Transparent Pricing: Lack of clarity regarding costs, especially for additional features.
  • Premium Pricing: Services can be expensive, potentially too costly for smaller businesses.
  • Steep Learning Curve: Users may need time to fully understand and utilize the extensive feature set.
  • Potential Complexity: The extensive feature set may be overwhelming for businesses with simple HR needs.

Customer Reviews and Ratings

When comparing Multiplier and Rippling’s ratings across G2, Capterra, and Trustpilot, the following scores and review volumes provide insight into user satisfaction levels:

Review PlatformMultiplierRippling
G24.7/5 (986 reviews)4.8/5 (3227 reviews)
Trustpilot4.9/5 (832 reviews)4.4/5 (1029 reviews)
Capterra4.7/5 (40 reviews)4.9/5 (3073 reviews)

Multiplier vs Rippling: Summary

A detailed summary of the comparison of Multiplier and Rippling:

FeatureMultiplierRippling
Best ForCompanies Looking for Same-Day Global Hiring & PaymentsCompanies Wanting One Platform for Global HR, IT & Finance
EOR Pricing$400 per employee/month$500 per employee/month
Contractor Pricing$40 per employee/month$25 per employee/month
Country Coverage150+ Countries185+
Support ChannelsEmail, Phone, Live ChatEmail, Phone, Live Chat
Support AvailabilityBusiness HoursBusiness Hours
G2 Rating4.7/5 (986 reviews)4.8/5 (3227 reviews)
Capterra Rating4.7/5 (40 reviews)4.9/5 (3073 reviews)
Trustpilot Rating4.9/5 (832 reviews)4.4/5 (1029 reviews)
Partnership Discount15% OffN/A
Visit WebsiteVisit Website

Recommendations

When choosing between Multiplier and Rippling, it’s crucial to consider your company’s needs, growth trajectory, and operational complexities. Both platforms offer robust solutions for global employment and workforce management but excel in different areas. Let’s break down the recommendations for each platform to help you make an informed decision.

Who I Recommend Using Multiplier To

Multiplier is an excellent choice for companies primarily focused on expanding their global workforce quickly and efficiently. Its streamlined approach to Employer of Record (EOR) services makes it particularly attractive for:

  • Startups and SMEs with global ambitions
  • Fast-growing companies entering new markets
  • Organizations with a distributed global workforce

Multiplier’s strength lies in its focused approach to global EOR services, competitive pricing, and extensive country coverage. If your primary goal is to hire and manage international employees without the complexities of setting up local entities, Multiplier provides a straightforward, efficient solution.

Who I Recommend Using Rippling To

Conversely, Rippling offers a more comprehensive workforce management platform beyond just EOR services. It’s an ideal choice for:

  • Mid-sized to large companies seeking an all-in-one HR solution
  • US-based companies with growing international needs
  • Tech-forward organizations prioritizing system integration

Rippling’s comprehensive suite of tools offers a unified approach to workforce management. Its integration of HR, IT, and Finance functionalities sets it apart, making it particularly valuable for companies looking to streamline their operations across multiple departments. While it may come with a steeper learning curve due to its extensive features, Rippling provides a powerful solution for businesses seeking a holistic approach to employee management.


Choosing Another EOR Provider

While Multiplier and Rippling offer strong solutions, there are alternative EOR providers that might be more suitable for your needs:

ProviderBest ForKey Strength
DeelCompanies hiring a high volume of international contractorsContractor-focused features and payment options
RemoteBusinesses prioritizing full legal entity coverageOwned entities in 80+ countries, reducing reliance on third-party partners
Oyster HROrganizations focused on building inclusive global teamsStrong emphasis on global benefits equity and team-building features
Papaya GlobalEnterprises requiring advanced workforce analyticsComprehensive workforce intelligence and analytics tools
Velocity GlobalCompanies needing flexible, short-term global employment solutionsOffers unique options for short-term international assignments

Next Steps

Now that you’ve reviewed the comparison between Multiplier and Rippling for Employer of Record (EOR) services, here are your next steps to make an informed decision:

1. Schedule Demos

Seeing these EOR platforms in action will help you better understand their features and user interfaces. Our exclusive partner links ensure you get the best available offers.

2. Prepare for Your Demos

  • List your specific EOR needs (e.g., target countries, number of employees, compliance requirements)
  • Prepare questions about international hiring processes, local labor laws, and employee benefits management.
  • Consider your international hiring goals and how each EOR solution aligns with them.

3. Compare Quotes

  • After the demos, request detailed quotes from both Multiplier and Rippling
  • Ensure the quotes are based on your specific EOR requirements and hiring plans
  • Don’t hesitate to negotiate or ask about special offers for new customers

4. Get Personalized Support

5. Make Your Decision

  • Create a pros and cons list based on your demos and research
  • Consider factors like country coverage, pricing, compliance expertise, onboarding processes, and user experience
  • Choose the EOR provider that best aligns with your current needs and future international hiring plans

Remember, selecting the right Employer of Record (EOR) is a significant decision that can impact your company’s ability to hire and manage international employees compliantly. Take your time, ask questions, and ensure you’re comfortable with your choice before proceeding.

Need more guidance? Don’t hesitate to contact our support team for personalized advice tailored to your unique EOR requirements. You can also use the live chat feature in the bottom right corner of this page for immediate assistance.