If you’re reading this, you’re probably exploring expanding your team internationally or streamlining your global workforce management. You’ve heard about Employer of Record (EOR) services and are considering Multiplier and Rippling as potential solutions for your business needs.
But you’re also probably uncertain about:
- How Multiplier and Rippling compare in terms of features, pricing, and global reach
- Which platform offers better compliance management and risk mitigation across multiple countries
- The user experience and ease of implementation for each service
- Whether Multiplier or Rippling is the right fit for your specific business size and industry
- The potential drawbacks or limitations of using either platform as your EOR
If that sounds familiar, this comprehensive comparison will provide the insights you need to make an informed decision. This detailed analysis could save you significant time in research and help you avoid potentially costly mistakes in your global expansion journey.
The key to choosing between Multiplier and Rippling lies in understanding their unique strengths and how they align with your specific business needs:
TLDR: Compliance Focus vs Integration Strength in EOR Services
- Multiplier: Best for small to medium-sized businesses seeking strong compliance management and cost-effective global hiring solutions.
Join Multiplier today - Rippling: Ideal for medium to large enterprises needing extensive integrations and a user-friendly interface for streamlined HR processes.
Learn more about Rippling now
By the end of this comparison, you’ll understand the strengths and limitations of both Multiplier and Rippling, enabling you to choose the EOR solution that best fits your company’s global workforce needs, compliance requirements, and overall business strategy.
Multiplier
Country Coverage: 150+ Countries
G2 Rating: 4.7/5
EOR Pricing: $400 per employee/month
Contractor Pricing: $40 per contractor/month
Rippling
Country Coverage: 185+
G2 Rating: 4.8/5
EOR Pricing: $500 per employee/month
Contractor Pricing: $25 per contractor/month
What is Multiplier?
Multiplier is an affordable global employment solution that helps businesses manage and expand their teams worldwide. As an Employer of Record (EOR) provider, it allows companies to hire and pay employees from different countries without needing to set up legal entities in each location, simplifying the process of global hiring and managing remote teams.
Organizations can also manage employee benefits through Multiplier, including health insurance and pensions. This comprehensive platform streamlines payroll, tax compliance, and HR processes across multiple jurisdictions, reducing administrative burdens and legal risks. Multiplier’s user-friendly interface enables businesses to onboard new hires quickly, generate localized employment contracts, and ensure compliance with local labor laws.
“Multiplier’s proposition of remote hiring and employment without having to establish new markets or reallocate was an idea purpose-built for the post-COVID world, and the company was launched in November 2020. In the words of our Co-Founder and CEO, Sagar Khatri – “Early in my career, I experienced firsthand the challenges of international expansion: the complex regulatory landscape, the daunting time constraints, and the substantial resource investments required to establish legal entities abroad. This experience ignited the spark that would become Multiplier.”
Company Information
Also, read our in-depth Multiplier Review
What is Rippling?
Rippling is a comprehensive HR and global payroll software that simplifies hiring, paying, and managing employees. It offers various cloud-based services that allow businesses to streamline their employee management processes. Rippling’s Employer of Record (EOR) service enables organizations to hire international talent without setting up legal entities in other countries.
This all-in-one platform integrates core HR functions, IT systems management, and benefits administration, providing a unified solution for workforce management. Rippling automates many time-consuming tasks, from onboarding new hires to processing payroll across multiple countries. The software’s robust compliance features help ensure adherence to local labor laws and tax regulations, reducing legal risks for employers.
Additionally, Rippling offers advanced analytics and reporting capabilities, giving businesses valuable insights into their workforce data.
Company Information
Also, read our in-depth Rippling Review
Pricing and plans
Multiplier pricing
Multiplier uses a localized pricing approach, making it cost-effective in various regions. This means prices vary depending on the country, offering the best possible rates for each location.
| Service | Price |
|---|---|
| Employer of Record (EOR) Pricing | $400 per employee/month |
| Contractor Management Pricing | $40 per employee/month |
| Annual Discount | Not available |
Rippling pricing
Rippling’s pricing is designed to be flexible, allowing businesses to choose plans that best fit their needs. All users start by paying for its Unity platform, which is offered for $8 per employee per month. Then, there’s customizable pricing based on the number of employees you sign up for, additional features you require, and the apps you want to connect to the platform.
| Service | Price |
|---|---|
| Employer of Record (EOR) Pricing | $500 per employee/month |
| Contractor Management Pricing | $25 per employee/month |
| Payroll Pricing | $8 per employee/month |
| Annual Discount | Not available |
What are the key features of Multiplier?
Multiplier platform offers several key features designed to streamline international employment. Here’s a detailed look at what the service provides:
- Global hiring without entities: Multiplier handles employment in 150+ countries without requiring you to establish legal entities, with same-day onboarding in many locations saving 3-6 months compared to traditional expansion methods.
- Multi-currency payroll processing: The platform manages payments in 120+ currencies with automatic tax calculations, deductions, and social contributions all from a unified dashboard.
- Comprehensive compliance management: Multiplier creates legally-compliant contracts in multiple languages and handles all local regulations, significantly reducing legal risks in complex markets like Europe and Asia.
- Localized benefits administration: Offers competitive insurance and customizable benefits packages specific to each country, though less extensive than some premium alternatives.
- Integrated contractor management: Process payments to international freelancers for just $40 monthly per contractor, with misclassification protection and currency flexibility.
- Time-off management system: Multiplier automatically calculates country-specific leave entitlements and public holidays, ensuring compliance with local regulations while providing employees with a simple request interface.
- Expense management tools: The platform streamlines international expense submissions, approval workflows, and reimbursements across different currencies, eliminating manual reconciliation processes.
What are the key features of Rippling?
Rippling platform offers several key features designed to streamline international employment. Here’s a detailed look at what the service provides:
- Global employment solutions: Rippling’s EOR service lets companies hire in 50+ countries without legal entities, handling all contracts, tax registrations, and compliance while keeping international employees in the same system as domestic teams.
- Unified employee management: Built around a central database that serves as a single source of truth, automatically updating all connected systems when information changes anywhere, significantly reducing administrative errors.
- Automated IT management: Handles device procurement, configuration, and security for distributed teams. Automatically orders equipment based on role templates, pre-installs software, and enforces security policies before devices reach employees.
- Customizable payroll processing: Manages domestic and international employees, contractors, and part-time workers through one interface, calculating appropriate taxes and deductions based on location, with reports that segment costs by department or project.
- Role-based access control: Implements sophisticated permission settings beyond basic admin/user distinctions, allowing custom access profiles based on department, seniority, or location, with centralized permission management across all integrated applications. RetryClaude can make mistakes. Please double-check responses.
What are the benefits of using Multiplier?
The benefits of using Multiplier are:
- 70-90% cost reduction: Companies avoid entity setup costs ($20,000-$80,000 per country) plus ongoing compliance expenses, potentially saving hundreds of thousands in the first year.
- 24-hour international hiring: Bypass the typical 3-6 month entity establishment timeline to secure talent quickly and respond to market opportunities faster than competitors.
- Minimized legal exposure: Continuous monitoring of changing regulations across all countries protects against compliance violations that could result in penalties or reputation damage.
- 15-20 hours saved weekly: HR teams report significant time savings through automated processes and centralized management of global workforce operations.
What are the benefits of using Rippling?
The benefits of using Rippling are:
- Reduced administrative overhead: By connecting previously siloed systems, Rippling eliminates redundant data entry and manual processes. Companies using the platform report 60-80% time savings on routine administrative tasks like onboarding, payroll processing, and benefits enrollment.
- Accelerated employee onboarding: New hires become productive significantly faster when using Rippling. The platform’s ability to simultaneously provision accounts, order equipment, and set up payroll means employees can hit the ground running on day one, regardless of their location.
- Enhanced compliance management: Rippling automatically applies appropriate regulations based on worker location, dramatically reducing compliance risks in multi-jurisdiction operations. The system tracks changing requirements in each region and applies updates without manual intervention.
- Improved security posture: The platform’s integrated approach to IT management strengthens security by ensuring consistent policy enforcement across all employees and devices. Rippling automatically implements appropriate access controls, enforces password policies, and manages device encryption.
User data security and compliance
Data security and compliance are paramount in global employment platforms. Multiplier and Rippling have implemented robust measures to protect user data and ensure regulatory compliance.
Multiplier prioritizes data protection through advanced encryption protocols and strict access controls. It adheres to GDPR and ISO 27001 standards, demonstrating its commitment to international data protection regulations. Regular security audits and penetration testing further bolster its defenses against potential threats.
On the other hand, Rippling emphasizes its SOC 2 Type II certification, which attests to its rigorous security practices. It employs end-to-end data transmission and storage encryption and multi-factor authentication to prevent unauthorized access. Rippling’s compliance features extend to CCPA and HIPAA regulations, making it particularly attractive for healthcare businesses or those dealing with California-based employees.
Here’s a comparison of their security and compliance features:
| Feature | Multiplier | Rippling |
|---|---|---|
| Encryption | Advanced encryption protocols | End-to-end encryption |
| Compliance Standards | GDPR, ISO 27001 | SOC 2 Type II, CCPA, HIPAA |
| Access Control | Strict access controls | Multi-factor authentication |
| Regular Audits | Yes | Yes |
| Data Breach Insurance | Not specified | Available |
While both platforms prioritize security, Rippling’s additional certifications and data breach insurance might give it an edge for businesses with stringent security requirements or those in regulated industries.
What are the pros and cons of Multiplier?
Pros
- Competitive EOR pricing: Multiplier offers EOR services at $400 per employee monthly, positioning it more affordably than premium competitors like Deel and Remote ($599).
- Asia-Pacific regional expertise: Multiplier demonstrates particular strength in Singapore, Australia, and Japan, making it ideal for companies targeting these markets.
- Same-day global hiring: The platform enables businesses to onboard international employees within 24 hours, significantly faster than traditional entity setup.
- Multi-currency payroll capabilities: Multiplier processes payments in over 120 currencies with automatic tax calculations and deductions across 150+ countries.
- Comprehensive compliance management: The service handles local labor laws, creates compliant contracts, and manages country-specific requirements, minimizing legal risks.
- No hidden setup fees: Unlike some competitors, Multiplier doesn’t charge additional costs for onboarding, offboarding, or initial setup.
Cons
- Confusing interface navigation: Many users report initial difficulties with the platform’s user interface, requiring additional guidance to use effectively.
- Slower email support response: Customer service via email can be delayed compared to chat support, potentially impacting time-sensitive issues.
- Limited customization options: The platform offers fewer personalization features than some competitors, restricting adaptability for specific business needs.
- Business hours only support: Unlike competitors offering 24/7 assistance, Multiplier’s support team is available during standard business hours only.
What are the pros and cons of Rippling?
Pros
- Unmatched system integration: Rippling connects HR, IT, and finance systems into a cohesive platform, eliminating data silos that plague companies using separate tools for each function.
- Advanced automation capabilities: Rippling reduces manual workload by automating employee lifecycle processes from hiring to offboarding across all connected systems and countries.
- Comprehensive device management: Unlike most EOR providers, Rippling handles laptop provisioning, software installation, and security protocols for remote teams worldwide.
- Extensive app ecosystem: Rippling integrates with over 500 business applications, significantly more than most competitors offer.
- Customizable workflows: The platform allows companies to build tailored approval chains and processes that match their specific organizational structure.
Cons
- Complex pricing structure: Rippling’s modular approach makes it difficult to predict total costs without a detailed consultation, as each component adds to the base fee.
- Steep learning curve: The platform’s extensive capabilities require significant time investment during implementation, particularly for HR teams used to simpler systems.
- Inconsistent customer support: Response times vary widely based on issue complexity and support tier, with some users reporting multi-day waits for resolution.
Customer Reviews and Ratings
When comparing Multiplier and Rippling’s ratings across G2, Capterra, and Trustpilot, the following scores and review volumes provide insight into user satisfaction levels:
| Review Platform | Multiplier | Rippling |
|---|---|---|
| G2 | 4.7/5 (1286 reviews) | 4.8/5 (7951 reviews) |
| Trustpilot | 4.9/5 (1674 reviews) | 4.6/5 (1236 reviews) |
| Capterra | 4.6/5 (42 reviews) | 4.9/5 (3864 reviews) |
Multiplier vs Rippling: Summary
A detailed summary of the comparison of Multiplier and Rippling:
| Feature | Multiplier | Rippling |
|---|---|---|
| Best For | Companies Looking for Same-Day Global Hiring & Payments | Tech-forward companies with 50-1000 employees needing integrated HR and IT management |
| EOR Pricing | $400 per employee/month | $500 per employee/month |
| Contractor Pricing | $40 per employee/month | $25 per employee/month |
| Country Coverage | 150+ Countries | 185+ |
| Support Channels | Email, Phone, Live Chat | Email, Phone, Live Chat |
| Support Availability | Business Hours | Business Hours |
| G2 Rating | 4.7/5 (1286 reviews) | 4.8/5 (7951 reviews) |
| Capterra Rating | 4.6/5 (42 reviews) | 4.9/5 (3864 reviews) |
| Trustpilot Rating | 4.9/5 (1674 reviews) | 4.6/5 (1236 reviews) |
| Partnership Discount | 15% Off | N/A |
| Visit Website | Visit Website |
Recommendations
When choosing between Multiplier and Rippling, it’s crucial to consider your company’s needs, growth trajectory, and operational complexities. Both platforms offer robust solutions for global employment and workforce management but excel in different areas. Let’s break down the recommendations for each platform to help you make an informed decision.
Who should use Multiplier
Multiplier is an excellent choice for companies primarily focused on expanding their global workforce quickly and efficiently. Its streamlined approach to Employer of Record (EOR) services makes it particularly attractive for:
- Startups and SMEs with global ambitions
- Fast-growing companies entering new markets
- Organizations with a distributed global workforce
Multiplier’s strength lies in its focused approach to global EOR services, competitive pricing, and extensive country coverage. If your primary goal is to hire and manage international employees without the complexities of setting up local entities, Multiplier provides a straightforward, efficient solution.
Who should use Rippling
Conversely, Rippling offers a more comprehensive workforce management platform beyond just EOR services. It’s an ideal choice for:
- Mid-sized to large companies seeking an all-in-one HR solution
- US-based companies with growing international needs
- Tech-forward organizations prioritizing system integration
Rippling’s comprehensive suite of tools offers a unified approach to workforce management. Its integration of HR, IT, and Finance functionalities sets it apart, making it particularly valuable for companies looking to streamline their operations across multiple departments. While it may come with a steeper learning curve due to its extensive features, Rippling provides a powerful solution for businesses seeking a holistic approach to employee management.
When to choose another EOR provider?
While Multiplier and Rippling offer strong solutions, there are alternative EOR providers that might be more suitable for your needs:
| Provider | Best For | Key Strength |
|---|---|---|
| Deel | Companies hiring a high volume of international contractors | Contractor-focused features and payment options |
| Remote | Businesses prioritizing full legal entity coverage | Owned entities in 80+ countries, reducing reliance on third-party partners |
| Oyster HR | Organizations focused on building inclusive global teams | Strong emphasis on global benefits equity and team-building features |
| Velocity Global | Companies needing flexible, short-term global employment solutions | Offers unique options for short-term international assignments |
Next steps
Now that you’ve reviewed the comparison between Multiplier and Rippling for Employer of Record (EOR) services, here are your next steps to make an informed decision:
1. Schedule demos
Seeing these EOR platforms in action will help you better understand their features and user interfaces. Our exclusive partner links ensure you get the best available offers.
2. Prepare for your demos
- List your specific EOR needs (e.g., target countries, number of employees, compliance requirements)
- Prepare questions about international hiring processes, local labor laws, and employee benefits management.
- Consider your international hiring goals and how each EOR solution aligns with them.
3. Compare quotes
- After the demos, request detailed quotes from both Multiplier and Rippling
- Ensure the quotes are based on your specific EOR requirements and hiring plans
- Don’t hesitate to negotiate or ask about special offers for new customers
4. Get personalized support
- Need help deciding? Fill out our quick assessment form
- Our experts will analyze your EOR needs and provide a personalized recommendation within 24 hours
5. Make your decision
- Create a pros and cons list based on your demos and research
- Consider factors like country coverage, pricing, compliance expertise, onboarding processes, and user experience
- Choose the EOR provider that best aligns with your current needs and future international hiring plans
Remember, selecting the right Employer of Record (EOR) is a significant decision that can impact your company’s ability to hire and manage international employees compliantly. Take your time, ask questions, and ensure you’re comfortable with your choice before proceeding.
Need more guidance? Don’t hesitate to contact our support team for personalized advice tailored to your unique EOR requirements. You can also use the live chat feature in the bottom right corner of this page for immediate assistance.