Best PEOs for Small Businesses in 2025

We've analyzed 7 top employment providers to help you choose the best solution for your global hiring needs.

Reviewed by Robbin Schuchmann

Best PEOs for Small Businesses in 2025 shortlist

I've shortlisted the top 7 PEO providers after my detailed review:

  1. Deel — Fast-growing companies needing global hiring at scale 20% Off
  2. Multiplier — Companies looking for same-day global hiring & payments 15% Off
  3. Rippling — Tech-forward companies with 50-1000 employees needing integrated HR and IT management 2 months free
  4. Oyster HR — Scaling companies focused on remote team success
  5. Papaya Global — Organizations requiring enterprise-grade payroll solutions
  6. Atlas HXM — Enterprises seeking advanced HR analytics & talent management
  7. ADP — Medium to large businesses needing comprehensive payroll, benefits, and HR management with dedicated support

Small business owners face numerous challenges in managing their workforce effectively. The responsibilities can be overwhelming, from navigating complex employment laws to providing competitive benefits. This is where Professional Employer Organizations (PEOs) step in, offering complete HR solutions tailored for small businesses.

But with the PEO market becoming increasingly crowded, how do you identify the right partner for your unique business needs? This detailed guide will explore that question.

We’ll explore the 7 best PEOs for small businesses in 2024. We’ll provide unbiased comparisons of each provider’s key features, pricing structures, and ideal use cases. We’ll also explore PEOs that excel in providing cost-effective solutions, those offering cutting-edge technology integrations, and others that provide exceptional support for international expansion.

By the end of this guide, you’ll have a clear understanding of which PEO services are best suited for your small business. This will help you make an informed decision that can drive your company’s growth in 2024 and beyond.

Pro Tip: When evaluating PEO services, look beyond the immediate cost savings. Consider how the PEO can support your long-term growth plans, including potential expansion into new markets or the need to attract top talent with competitive benefits packages. A great PEO should partner in your business’s journey, not just a service provider.

Best PEO for small businesses overview

Our detailed comparison helps you navigate through the leading small businesses. Each PEO provider has been carefully reviewed based on their service quality, pricing transparency, and implementation efficiency.

# Provider Rating PEO Pricing Actions
1
Deel 20% Off
4.8
Contact
2
Multiplier 15% Off
4.7
Contact
3
Rippling 2 months free
4.8
Contact
4
Oyster HR
4.3
Contact
5
Papaya Global
4.5
Contact
6
Atlas HXM
4.5
Contact
7
ADP
4.1
Contact
Provider
Deel 20% Off
Contact
Multiplier 15% Off
Contact
Rippling 2 months free
Contact
Oyster HR
Contact
Papaya Global
Contact
Atlas HXM
Contact
ADP
Contact

Reviews of the best PEO services

I've analyzed the top PEO services in detail to help you make the right choice for your business. Below, you'll find detailed reviews of each service, including their key features, pricing, and what makes them stand out. Whether you're a startup looking for basic coverage or an enterprise needing advanced tools, these reviews will guide you to the perfect match.

#1

Deel

20% Off

Fast-growing companies needing global hiring at scale

4.8 (20,874 reviews)

What is Deel?

Deel website screenshot

Deel is a global payroll and compliance platform that enables companies to hire, pay, and manage contractors and full-time employees worldwide without needing to establish local entities. Founded in 2019 by Alex Bouaziz and Shuo Wang, the company has grown rapidly, raising over $629 million in funding and reaching a valuation of $12 billion.

The platform specializes in removing international hiring barriers through Employer of Record (EOR) services, contractor management, and global payroll solutions. When I tested Deel, I found the onboarding process remarkably straightforward for such a complex legal area, making it particularly suitable for tech companies and startups looking to build distributed teams quickly.

Deel has positioned itself as a category leader by focusing on user experience while handling the complex behind-the-scenes legal compliance work. The company now serves over 15,000 customers ranging from startups to enterprises like Dropbox, Shopify, and Reddit.

Key features of Deel

  • Global payroll processing: Deel handles salary calculations and payments in 120+ currencies across 150+ countries, supporting various withdrawal methods including direct bank transfers, Revolut, Wise, PayPal, and even cryptocurrency. I found the payment dashboard particularly clear, showing exactly what each employee receives after local tax deductions – something many competitors make much harder to understand.
  • Employer of Record services: Deel's EOR service lets businesses hire full-time employees without establishing local entities in each country. The platform handles employment contracts, onboarding, local tax registrations, and mandatory benefits in each location. During testing, I was able to onboard a new hire in Germany in just under 48 hours without any prior entity setup – significantly faster than the weeks required through traditional legal channels.
  • Contractor management system: Beyond full-time employment, Deel offers comprehensive contractor management with localized agreements, payment processing, and tax documentation. The platform automatically generates tax forms like 1099s for US contractors and equivalent documents for international freelancers, significantly reducing compliance risks associated with misclassification.
  • Compliance automation: Deel continuously monitors changing regulations in all operating countries, automatically updating contract templates and employment practices to maintain compliance. The system flags potential issues and provides guidance on resolving them, giving businesses confidence in their global employment practices without needing specialized legal expertise in each country.
  • Benefits administration: The platform offers locally-relevant benefits packages in most countries, including health insurance, retirement plans, and stipends. HR teams can customize benefit offerings through an intuitive dashboard while ensuring all mandatory benefits are included according to local laws. This creates a consistent experience for employees regardless of location.

Pros

  • Global employment infrastructure

    Deel maintains local entities in 150+ countries, letting businesses hire employees without establishing their own legal presence in each location.

  • Multi-currency payment flexibility

    Deel processes payroll in 120+ currencies with competitive exchange rates, making it cheaper than bank transfers for international team payments.

  • Automated compliance management

    Deel automatically generates country-specific contracts and tax forms, reducing legal risks when hiring across different jurisdictions.

  • Employee benefits platform

    Deel offers health insurance, equipment stipends, and other perks that help companies attract international talent with competitive packages.

  • 24/7 customer support

    Deel provides round-the-clock assistance through multiple channels, ensuring help is available regardless of your team's time zones.

  • Contractor and EOR unification

    Deel combines both contractor management and employer of record services in one platform, unlike competitors that often separate these functions.

  • User-friendly onboarding

    Deel simplifies the complex process of international hiring with guided workflows and templated contracts for various employment scenarios.

Cons

  • Higher price point

    Deel's contractor management starts at $49 monthly and EOR services at $599 per employee, making it pricier than budget-focused alternatives like RemoFirst.

  • Occasional support delays

    During peak periods, response times can stretch beyond the advertised window, which might affect time-sensitive hiring processes.

  • Limited regional specialization

    Unlike some competitors with deep expertise in specific regions, Deel offers broad global coverage but may lack the same depth in certain countries.

  • Advanced analytics limitations

    Deel's reporting capabilities lack some of the sophisticated workforce analytics found in enterprise-level alternatives like Papaya Global.

Platform reviews

Platform Rating Reviews
G2 4.8 9,937 reviews
Capterra 4.8 3,381 reviews
Trustpilot 4.7 7,556 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability 24/7

Best for

Fast-growing companies needing global hiring at scale

#2

Multiplier

15% Off

Companies looking for same-day global hiring & payments

4.8 (3,908 reviews)

What is Multiplier?

Multiplier website screenshot

Multiplier is an Employer of Record (EOR) and global employment platform that enables businesses to hire and manage international teams without establishing local entities. Founded in 2020 by Sagar Khatri, Amritpal Singh, and Vamsi Krishna, the company has secured over $77 million in funding and is headquartered in Sydney, Australia.

The platform specializes in streamlining global employment by handling compliance, payroll, benefits, and contractor management across 150+ countries. When testing Multiplier, I found its rapid onboarding capabilities particularly impressive, making it suitable for businesses needing to establish international teams quickly.

Multiplier primarily serves small to medium-sized businesses and startups entering global markets, with notable strength in the Asia-Pacific region where its localized expertise provides significant advantages for hiring and compliance.

Key features of Multiplier

  • Global hiring without entities: Multiplier handles employment in 150+ countries without requiring you to establish legal entities, with same-day onboarding in many locations saving 3-6 months compared to traditional expansion methods.
  • Multi-currency payroll processing: The platform manages payments in 120+ currencies with automatic tax calculations, deductions, and social contributions all from a unified dashboard.
  • Comprehensive compliance management: Multiplier creates legally-compliant contracts in multiple languages and handles all local regulations, significantly reducing legal risks in complex markets like Europe and Asia.
  • Localized benefits administration: Offers competitive insurance and customizable benefits packages specific to each country, though less extensive than some premium alternatives.
  • Integrated contractor management: Process payments to international freelancers for just $40 monthly per contractor, with misclassification protection and currency flexibility.
  • Time-off management system: Multiplier automatically calculates country-specific leave entitlements and public holidays, ensuring compliance with local regulations while providing employees with a simple request interface.
  • Expense management tools: The platform streamlines international expense submissions, approval workflows, and reimbursements across different currencies, eliminating manual reconciliation processes.

Pros

  • Competitive EOR pricing

    Multiplier offers EOR services at $400 per employee monthly, positioning it more affordably than premium competitors like Deel and Remote ($599).

  • Asia-Pacific regional expertise

    Multiplier demonstrates particular strength in Singapore, Australia, and Japan, making it ideal for companies targeting these markets.

  • Same-day global hiring

    The platform enables businesses to onboard international employees within 24 hours, significantly faster than traditional entity setup.

  • Multi-currency payroll capabilities

    Multiplier processes payments in over 120 currencies with automatic tax calculations and deductions across 150+ countries.

  • Comprehensive compliance management

    The service handles local labor laws, creates compliant contracts, and manages country-specific requirements, minimizing legal risks.

  • No hidden setup fees

    Unlike some competitors, Multiplier doesn't charge additional costs for onboarding, offboarding, or initial setup.

Cons

  • Confusing interface navigation

    Many users report initial difficulties with the platform's user interface, requiring additional guidance to use effectively.

  • Slower email support response

    Customer service via email can be delayed compared to chat support, potentially impacting time-sensitive issues.

  • Limited customization options

    The platform offers fewer personalization features than some competitors, restricting adaptability for specific business needs.

Platform reviews

Platform Rating Reviews
G2 4.7 1,621 reviews
Capterra 4.6 42 reviews
Trustpilot 4.9 2,245 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability Business Hours

Best for

Companies looking for same-day global hiring & payments

#3

Rippling

2 months free

Tech-forward companies with 50-1000 employees needing integrated HR and IT management

4.8 (15,454 reviews)

What is Rippling?

Rippling website screenshot

Rippling is an all-in-one workforce management platform that connects HR, IT, and finance functions through a unified employee database. Founded in 2016 by Parker Conrad (former Zenefits CEO) and Prasanna Sankar, the company has raised over $700 million in funding and now supports businesses operating in more than 50 countries.

The platform specializes in automating workflows across traditionally separate business systems, making it particularly valuable for companies struggling with disconnected tools. When I tested Rippling, I found the employee onboarding process remarkably efficient – adding someone to payroll automatically triggered their laptop order, email setup, and software provisioning without manual intervention.

Rippling primarily serves mid-sized tech companies and growing businesses with distributed teams who need sophisticated systems but lack enterprise-level IT departments.

Key features of Rippling

  • Global employment solutions: Rippling's EOR service lets companies hire in 50+ countries without legal entities, handling all contracts, tax registrations, and compliance while keeping international employees in the same system as domestic teams.
  • Unified employee management: Built around a central database that serves as a single source of truth, automatically updating all connected systems when information changes anywhere, significantly reducing administrative errors.
  • Automated IT management: Handles device procurement, configuration, and security for distributed teams. Automatically orders equipment based on role templates, pre-installs software, and enforces security policies before devices reach employees.
  • Customizable payroll processing: Manages domestic and international employees, contractors, and part-time workers through one interface, calculating appropriate taxes and deductions based on location, with reports that segment costs by department or project.
  • Role-based access control: Implements sophisticated permission settings beyond basic admin/user distinctions, allowing custom access profiles based on department, seniority, or location, with centralized permission management across all integrated applications. RetryClaude can make mistakes. Please double-check responses.

Pros

  • Deep system integration

    Rippling connects HR, IT, and finance systems into one platform, eliminating data silos that plague companies using separate tools for each function.

  • Powerful automation features

    Rippling reduces manual workload by automating employee lifecycle processes from hiring to offboarding across all connected systems and countries.

  • Complete device management

    Unlike most EOR providers, Rippling handles laptop ordering, software installation, and security setup for remote teams worldwide.

  • 500+ app integrations

    Rippling connects with more business applications than most competitors, creating a true unified workspace.

  • Custom workflow builder

    The platform lets companies build tailored approval chains and processes that match their specific organizational structure.

Cons

  • Confusing pricing structure

    Rippling's modular approach makes it hard to predict total costs without detailed consultation, as each component adds to the base fee.

  • Steep learning curve

    The platform's many capabilities require major time investment during setup, particularly for HR teams used to simpler systems.

  • Variable customer support

    Response times change widely based on issue complexity and support tier, with some users reporting multi-day waits for resolution.

Platform reviews

Platform Rating Reviews
G2 4.8 9,814 reviews
Capterra 4.9 4,082 reviews
Trustpilot 4.6 1,558 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability Business Hours

Best for

Tech-forward companies with 50-1000 employees needing integrated HR and IT management

#4

Oyster HR

Scaling companies focused on remote team success

4.6 (1,525 reviews)

What is Oyster HR?

Oyster HR website screenshot

Oyster is an Employer of Record (EOR) platform that enables companies to hire and manage international employees across 180+ countries without establishing local business entities. Founded in 2020, the company has raised over $150 million in funding and specializes in remote-first employment solutions.

Unlike traditional EOR providers focused purely on compliance, Oyster emphasizes the employee experience with features like Oyster Academy for professional development and cultural integration tools. The platform handles employment contracts, payroll processing, benefits administration, and local compliance while providing additional services for building engaged distributed teams.

Oyster primarily serves mid-market to enterprise companies with 50+ employees who prioritize employee satisfaction and long-term retention over minimal-cost hiring solutions.

Key features of Oyster HR

  • Global hiring platform: Simplifies hiring across borders, managing everything from job postings to employment contracts in over 180 countries.
  • Compliance management: Ensures adherence to local labor laws and regulations in each country, minimizing legal risks.
  • Payroll processing: Handles payroll calculations, payments, and tax withholdings in over 120 currencies.
  • Benefits administration: Offers locally aligned benefits packages with multiple tiers in most markets.
  • Contractor management: Allows management of both employees and contractors on the same platform, with easy conversion options.
  • Global payroll solution: Recently introduced for companies with existing entities, expanding service offerings.
  • Visa and immigration support: Assists with work visa and immigration processes for international hires.
  • Oyster Academy: Provides a platform for upskilling employees, enhancing talent development.

Pros

  • Employee development focus

    Oyster Academy provides upskilling platforms and career development resources, making it stand out from basic EOR providers focused only on compliance and payroll.

  • Remote-first platform design

    Oyster's interface specifically caters to distributed teams with features like cultural integration tools and virtual onboarding workflows that competitors lack.

  • Global coverage

    Oyster operates in 180+ countries with locally-aligned benefits packages, giving companies access to broader talent pools than regional EOR providers.

  • Transparent compliance management

    Oyster's platform provides real-time updates on changing labor laws across all operating countries, reducing legal risks for rapidly scaling companies.

  • Integrated cost calculator

    Oyster's built-in salary and benefits calculator helps estimate total employment costs across different countries before hiring, unlike competitors requiring separate tools.

  • Ethical employment standards

    Oyster emphasizes fair compensation and social responsibility, appealing to companies prioritizing ethical global expansion over pure cost optimization.

Cons

  • Premium pricing

    Can be expensive compared to some competitors, with EOR services starting at $599 per employee per month.

  • Feature limitations

    Some features require additional purchases, potentially increasing costs.

  • Hidden add-on costs

    Oyster charges extra for salary bands, visa sponsorship, and premium benefits packages that other providers include in base pricing, undermining their "transparent pricing" claims.

  • Limited self-service options

    Oyster requires more human intervention for routine tasks compared to platforms like Deel, potentially slowing down urgent hiring needs.

Platform reviews

Platform Rating Reviews
G2 4.3 1,180 reviews
Capterra 4.6 91 reviews
Trustpilot 4.4 254 reviews

Customer support

Support Feature Details
Support Channels Email, Live Chat
Support Availability Business Hours

Best for

Scaling companies focused on remote team success

#5

Papaya Global

Organizations requiring enterprise-grade payroll solutions

4.2 (107 reviews)

What is Papaya Global?

Papaya Global website screenshot

Papaya Global is a comprehensive global workforce management platform that offers solutions for payroll, payments, and workforce management across multiple countries. Here are the key points to understand about Papaya Global:

    • Global Payroll: Papaya Global provides end-to-end payroll processing and workforce payments for employees in over 160 countries.

    • Employer of Record (EOR) Services: The platform enables companies to hire employees in countries where they don’t have a legal entity, simplifying international expansion.

    • Contractor Management: Papaya Global offers compliant management and payment solutions for global contractors.

    • Unified Platform: It combines payroll, payments, and workforce management in a single system, allowing businesses to manage employees, contractors, and EOR workers efficiently.

    • Compliance Assistance: The platform helps organizations navigate complex international regulations and tax requirements.

    • Benefits Management: Papaya Global provides a unified benefits plan that covers employees worldwide, including both physical and mental health coverage.

    • Fast Implementation: Companies can typically go live with Papaya Global in just a few weeks.

    • Integrations: The platform integrates with leading tools like Workday, Netsuite, and other HCM/HRIS, expense management, time and attendance, and ERP systems.

Founded in 2016, Papaya Global has grown to serve companies expanding globally or hiring international talent. It simplifies global hiring by providing local expertise and support in over 160 countries, automating many aspects of payroll and workforce management to reduce manual work and potential errors.

Key features of Papaya Global

  • Global payroll management: Supports payroll processing in 160+ countries and multiple currencies, ensuring accurate and timely payments.
  • Embedded payments: Offers near-instantaneous payments in local currencies through its regulated payments network, minimizing payroll leakage.
  • Compliance management: Ensures adherence to local labor laws and regulations across all operational countries, reducing legal risks.
  • HR and payroll analytics: Provides detailed reporting and predictive analytics, offering insights for strategic decision-making.
  • Employee self-service Portal: Allows employees to access payroll data, pay stubs, and PTO information, enhancing transparency and reducing HR workload.
  • Benefits administration: Offers competitive, locally-aligned benefits packages tailored to each country's norms and expectations.
  • Contract Lifecycle Management (CLM): Helps create and maintain compliant contracts, streamlining the hiring process.
  • AI-powered automation: Reduces manual work in payroll calculations and tax submissions, increasing efficiency and accuracy.

Pros

  • Global coverage

    Operates in 160+ countries, providing broad international reach.

  • User-friendly interface

    Offers an intuitive platform and employee portal for easy navigation.

  • Strong compliance management

    Ensures adherence to local labor laws and regulations.

  • Fast and secure payments

    Provides near-instantaneous payments in local currencies through its regulated network.

  • Comprehensive analytics

    Offers detailed reporting and predictive analytics for informed decision-making.

  • Dedicated support

    Provides dedicated account managers for Payroll Plus and EOR services.

Cons

  • Premium pricing

    Can be expensive, especially for smaller businesses or those with fewer international employees.

  • Complex EOR model

    Uses an aggregator model for EOR services, which may be complex for some users.

  • Limited HR features

    Offers fewer HR functionalities compared to some competitors focusing more on HR management.

  • Less transparent fees

    Management and setup fees may not be as clearly communicated as core service pricing.

Platform reviews

Platform Rating Reviews
G2 4.5 38 reviews
Capterra 4.4 35 reviews
Trustpilot 2.9 34 reviews

Customer support

Support Feature Details
Support Channels Email, Live Chat
Support Availability 24/7

Best for

Organizations requiring enterprise-grade payroll solutions

#6

Atlas HXM

Enterprises seeking advanced HR analytics & talent management

4.8 (40 reviews)

What is Atlas HXM?

Atlas HXM website screenshot

Atlas HXM is a sophisticated Human Experience Management platform designed to simplify global workforce management. It stands out for its comprehensive approach to international employment, offering a suite of tools that cover the entire employee lifecycle.

Atlas HXM’s core strengths lie in its direct employer-of-record model, comprehensive compliance management, and advanced HR analytics capabilities. The platform is well-suited for medium to large enterprises with complex global workforce needs.

Key features of Atlas HXM

  • Global coverage: Operates in over 160 countries with direct entities, ensuring strong local presence and compliance.
  • HXM platform: Covers the entire employee lifecycle from recruitment to retirement, offering a unified solution for workforce management.
  • Direct Employer of Record (EOR) model: Ensures strong compliance and faster issue resolution through owned entities in each country.
  • Global payroll: Processes payroll directly without relying on third parties, enhancing control and reliability.
  • Compliance management: Provides real-time updates on local labor laws and regulations, minimizing legal risks.
  • Benefits administration: Offers locally aligned benefits packages with multiple tiers, tailored to each country's norms.
  • Advanced HR analytics: Enables data-driven decision-making for workforce planning and strategic insights.
  • Talent management: Includes performance evaluation and employee development tools to foster growth and retention.
  • Global HR advisory: Offers expert support for navigating complex international employment issues.
  • Visa and immigration support: Assists with work visa and immigration processes for international hires.

Pros

  • Advanced solution

    Offers a full-fledged Human Experience Management platform covering all aspects of workforce management.

  • Strong Compliance assurance

    Direct EOR model provides high-level compliance across countries through owned entities.

  • Advanced analytics

    Provides deep insights into workforce data for strategic planning and decision-making.

  • Customization options

    Extensive customization capabilities for complex enterprise needs.

  • Global expertise

    Access to local HR experts with extensive experience in each operational country.

  • Technology integration

    Proprietary Atlas HXM platform for centralized management of global workforce.

Cons

  • Premium pricing

    Potentially higher costs, with EOR pricing starting at $599 per employee per month.

  • Complexity

    May have a steeper learning curve for new users due to its advanced feature set.

  • Overkill for small businesses

    May be too sophisticated for companies with simple global employment needs.

  • No standalone payroll service

    Doesn't offer a separate payroll outsourcing option for companies with existing entities.

Platform reviews

Platform Rating Reviews
G2 4.5 35 reviews
Capterra 5.0 5 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability 24/7

Best for

Enterprises seeking advanced HR analytics & talent management

#7

ADP

Medium to large businesses needing comprehensive payroll, benefits, and HR management with dedicated support

3.7 (12,799 reviews)

What is ADP?

ADP website screenshot

ADP (Automatic Data Processing) is a comprehensive human capital management (HCM) company that provides payroll, HR, benefits, and workforce management solutions to businesses worldwide. Founded in 1949 and headquartered in Roseland, New Jersey, ADP has grown to become the largest payroll processing company in the United States, serving over 810,000 clients across more than 140 countries.

When a company uses ADP, they gain access to a full suite of HR and payroll services delivered through cloud-based platforms. ADP handles everything from basic payroll calculations and tax filings to complex HR management, benefits administration, and workforce analytics, while businesses maintain control over their day-to-day employee management.

The platform serves multiple business needs:

  • Payroll processing with automated tax calculations and compliance
  • HR management including onboarding, performance tracking, and employee records
  • Benefits administration with insurance plan management and enrollment
  • Time and attendance tracking with mobile clock-in capabilities
  • Compliance management with automatic regulatory updates

What makes ADP distinctive is their service-first approach, providing dedicated account representatives and industry specialists to guide businesses through complex HR challenges. Their solutions are highly customizable, allowing organizations to select specific modules and features that match their operational requirements and budget constraints.

ADP operates through several key platforms including RUN (for small businesses), Workforce Now (for mid-market), and Vantage HCM (for enterprise), enabling companies to start with basic payroll and expand into comprehensive HR management as they grow. This scalability has made ADP a long-term partner for many organizations throughout their business lifecycle.

Key features of ADP

  • Payroll processing: Automates payroll with compliance support across various jurisdictions.
  • Time and attendance tracking: Provides tools to manage employee time, scheduling, and attendance.
  • Employee self-service: Offers a portal where employees can access pay stubs, tax documents, and other essential information.
  • HR management: Includes onboarding, employee management, and benefits administration to support HR tasks.
  • Talent management: Tools to support recruitment, performance tracking, and development initiatives.
  • Compliance management: Helps ensure payroll and HR practices comply with relevant labor laws and regulations.
  • Analytics and reporting: Provides detailed reports and insights into workforce metrics and trends.
  • Mobile app: Allows users to access payroll, time tracking, and other features on the go.

Pros

  • Payroll processing

    ADP handles complex payroll scenarios across all 50 states with automated tax calculations, filings, and compliance management for businesses of any size.

  • Scalable

    Suitable for businesses of all sizes, from small businesses to large enterprises.

  • Compliance support

    Reduces legal risks with built-in compliance updates.

  • Mobile-friendly

    User-friendly app supports employee access on the go.

  • Robust reporting

    Detailed analytics provide valuable workforce insights.

Cons

  • Costly for small businesses

    Pricing can be high for small businesses or startups.

  • Complex setup process

    Initial implementation may require time and technical support.

  • Customer service variability

    Some users report inconsistent customer support quality.

Platform reviews

Platform Rating Reviews
G2 4.1 3,471 reviews
Capterra 4.4 6,767 reviews
Trustpilot 1.2 2,561 reviews

Customer support

Support Feature Details
Support Channels Email, Phone, Live Chat
Support Availability 24/7

Best for

Medium to large businesses needing comprehensive payroll, benefits, and HR management with dedicated support

Complete provider comparison

Key metrics Deel Multiplier Rippling Oyster HR Papaya Global Atlas HXM ADP
PEO Pricing
Contact sales Contact sales Contact sales Contact sales Contact sales Contact sales Contact sales
Contractor pricing
$49 /month
$40 /month
$35 /month
$29 /month
$30 /month
Contact sales Contact sales
Payroll pricing
$29 /month
$35 /month
$25 /month
G2 rating
4.8 ★★★★★
4.7 ★★★★★
4.8 ★★★★★
4.3 ★★★★★
4.5 ★★★★★
4.5 ★★★★★
4.1 ★★★★★
Country coverage
150+ countries
150+ countries
185+ countries
180+ countries
160+ countries
160+ countries
140++ countries
Support channels
Email, Phone, Live Chat Email, Phone, Live Chat Email, Phone, Live Chat Email, Live Chat Email, Live Chat Email, Phone, Live Chat Email, Phone, Live Chat
Support availability
24/7 Business Hours Business Hours Business Hours 24/7 24/7 24/7
Annual discount
✓ Available ✓ Available ✓ Available ✓ Available ✓ Available ✓ Available ✓ Available
Visit website
Visit Website Visit Website Visit Website Visit Website Visit Website Visit Website Visit Website

What are the benefits of using a PEO for small business?

Partnering with a Professional Employer Organization can be a game-changer for small businesses. Here are the key advantages:

  • Cost-effective access to better benefits: Small businesses often struggle to offer competitive benefits packages due to their size. PEOs pool employees from multiple companies, allowing them to negotiate better rates for health insurance, retirement plans, and other benefits. This means you can offer Fortune 500-level benefits at a fraction of the cost, helping you attract and retain top talent.
  • Reduced administrative burden: HR tasks can be time-consuming and complex. PEOs take on many of these responsibilities, including payroll processing, tax filings, and benefits administration. This frees up your time to focus on core business activities that drive growth and profitability.
  • Enhanced compliance management: Staying compliant with ever-changing employment laws and regulations can be challenging for small businesses. PEOs have dedicated teams of experts who stay up-to-date with federal, state, and local laws, helping you avoid costly penalties and lawsuits.
  • Access to HR expertise: Many small businesses can’t afford to hire a full-time HR professional. With a PEO, you gain access to a team of HR experts who can provide guidance on complex issues like employee relations, performance management, and workplace safety.
  • Improved employee experience: PEOs often provide self-service portals where employees can access their pay information, request time off, and manage their benefits. This modern, streamlined approach can significantly enhance the employee experience.
  • Risk mitigation: PEOs often share in employment-related liabilities, providing an additional layer of protection for your business. They can also help implement best practices to reduce workplace risks.
  • Scalability: As your business grows, a PEO can easily scale its services to meet your changing needs. This flexibility is particularly valuable for small businesses experiencing rapid growth or seasonal fluctuations.
  • Technology access: Many PEOs offer sophisticated HR technology platforms that small businesses might not be able to afford on their own. These systems can streamline HR processes and provide valuable workforce insights.
  • Recruitment support: Some PEOs offer recruitment services or tools to help you find and hire qualified candidates. This can be particularly valuable in competitive job markets.
  • Strategic HR partnership: Beyond day-to-day tasks, a good PEO can serve as a strategic partner, helping you develop HR policies and practices that align with your business goals and culture.

By leveraging these benefits, small businesses can level the playing field with larger competitors, improve operational efficiency, and create a better work environment for their employees.

How to choose the right PEO for your small business?

Selecting the right PEO for your small business is a crucial decision that can significantly impact your operations and growth. Here are key factors to consider:

  1. Assess your needs:
    • What specific HR functions do you need help with?
    • Are you hiring domestically, internationally, or both?
    • What are your growth projections?
  2. Evaluate pricing structure:
    • Compare per-employee costs and any setup fees
    • Consider the value of services provided versus the cost
    • Look for transparency in pricing and potential volume discounts
  3. Check accreditation:
    • Look for PEOs certified by the IRS or accredited by the Employer Services Assurance Corporation (ESAC)
    • These certifications ensure financial stability and adherence to industry standards
  4. Consider technology and integrations:
    • Assess the user-friendliness of the PEO’s platform
    • Check if it integrates with your existing software
    • Look for self-service options for employees
  5. Review service offerings:
    • Ensure the PEO offers all the services you need (payroll, benefits, compliance, etc.)
    • Look for additional value-added services like training or recruitment support
  6. Examine customer support:
    • Check the availability and quality of customer support
    • Look for dedicated account managers for personalized service
  7. Evaluate compliance expertise:
    • Ensure the PEO has strong knowledge of relevant laws and regulations
    • For international hiring, verify their global compliance capabilities
  8. Consider scalability:
    • Choose a PEO that can grow with your business
    • Look for flexibility in service options as your needs change
  9. Check references and reviews:
    • Ask for references from businesses similar to yours
    • Read online reviews and case studies
  10. Assess cultural fit:
    • Choose a PEO whose values align with your company’s culture
    • Ensure their approach to HR matches your management style

Remember, the best PEO for your small business is one that meets your current needs and can support your future growth. Take the time to thoroughly evaluate your options, and don’t hesitate to ask the providers detailed questions during the selection process.

Frequently asked questions