Multiplier vs Rippling: 2026 EOR Comparison
Compare features, pricing, and capabilities side-by-side. I've analyzed both EOR providers to help you make the right decision for your global hiring needs.
Robbin Schuchmann
Co-founder, Employ Borderless
Multiplier vs Rippling: quick comparison
Short on time? Here are the key differences between Multiplier and Rippling at a glance.
 |  | |
|---|---|---|
| EOR pricing | $400/per employee/month | $499/per employee/month |
| Contractor pricing | $40/per employee/month | $35/per employee/month |
| Payroll pricing | — | $35/per employee/month |
| Overall rating | 9.1/10 | 9.0/10 |
| Countries | 164+ | 53+ |
| Visit site | Visit site |
EOR pricing
$400/per employee/month
Contractor pricing
$40/per employee/month
Payroll pricing
—
Overall rating
9.1/10
Countries
164+
EOR pricing
$499/per employee/month
Contractor pricing
$35/per employee/month
Payroll pricing
$35/per employee/month
Overall rating
9.0/10
Countries
53+
Let me be honest: choosing between Multiplier and Rippling for workforce management is trickier than most comparison articles make it seem. You’ll find plenty of feature comparisons, but what really matters is understanding that these platforms solve fundamentally different problems – Multiplier charges $400/employee specializing in global EOR services with Asia-Pacific strength, while Rippling charges $499/employee for a unified platform managing HR, IT, and Finance including device provisioning and software access.
I’ve been analyzing workforce platforms for the past few years, and I keep seeing the same thing: companies compare these two because both handle international payroll, then realize months later that one is built for global hiring specialization while the other is built to replace your entire tech stack. Multiplier built its reputation on same-day international hiring with cost-effective EOR services and APAC expertise, while Rippling positioned itself as the only platform that truly connects HR, IT, and Finance with automated device management. Both work really well, but they’re built for completely different operational philosophies.
The real decision comes down to what matters most to you: Multiplier works best when your priority is affordable global hiring across 150+ countries with strong Asia-Pacific presence and EOR specialization, while Rippling is better for companies wanting to automate everything – from onboarding employees to provisioning their laptops and software access – in one connected system. Your expansion plans, internal IT needs, budget constraints, and whether you need specialized EOR services versus unified workforce-IT management will determine which approach actually makes sense.
My goal is to help you understand how these platforms actually work in practice, so you can decide if Multiplier’s $400/employee focused EOR platform with APAC strength or Rippling’s $499/employee unified HR-IT-Finance system with device management fits your operational needs better.
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What is Multiplier?
Multiplier is an Employer of Record (EOR) and a global employment platform. Companies use it to hire and manage international team members without establishing local entities.
Sagar Khatri, Amritpal Singh, and Vamsi Krishna founded the company in 2020. It's headquartered in New York, United States, and has secured over $77 million in funding since launch.
How Multiplier works
Multiplier manages employment operations across 150+ countries.The core services they offer are:
- Compliance management: Multiplier manages local employment laws and requirements.
- Payroll processing: International payments run through the system.
- Benefits administration: Companies can provide employee benefits without setting up local programs.
- Contractor management: Businesses can manage both full employees and contractors in one place.
Most companies can start hiring internationally within days instead of waiting months for entity setup.
Regional strength in Asia-Pacific
Multiplier is a great fit for small to medium-sized businesses and startups entering global markets.The platform shows particular strength in the Asia-Pacific region.
Benefit for clients: Companies hiring in Singapore, Australia, or Japan get better localized support than they'd find with most global providers.
Helpful reads: Best Employer of Record (EOR) for startups| Founded | 2020 |
| Headquarters | New York |
What is Rippling?
Rippling is an all-in-one workforce management platform that connects HR, IT, and finance functions through a unified employee database. Companies use it to manage payroll, benefits, devices, and software from one system.
Parker Conrad (former Zenefits CEO) and Prasanna Sankar founded the company in 2016. Rippling now supports businesses operating in more than 50 countries.
How Rippling works
The platform automates workflows across business systems that normally operate separately.
When I tested Rippling, the onboarding caught my attention because it was so efficient. For example, adding someone to payroll triggered their laptop order, email setup, and software provisioning right away.
There are no (or fewer) manual steps since one employee database feeds all systems at once.
What it means for clients: It means automating tasks that normally require switching between multiple tools.
Who uses Rippling
Rippling works best for medium-sized technology and growing businesses with members across the world.
These companies need advanced systems but lack enterprise-level IT departments. The Rippling platform provides just that: enterprise-grade tools without massive IT investments.
What it means for clients: Companies automate work that normally requires multiple tools and manual coordination.
| Founded | 2016 |
| Headquarters | San Francisco |
| CEO | Parker Conrad |
| Employees | 10001+ |
| Total funding | $1.4B |
What are the key features of Multiplier vs Rippling?
When you're choosing between EOR providers, it comes down to what each one actually does for you. Some focus on payroll processing, others specialize in compliance management, and some offer better employee benefits. Here's what sets these two apart.
Multiplier key features
Multiplier runs employment operations in 150+ countries. Companies skip the entity setup entirely, and this saves 3-6 months compared to traditional international hires.
The platform pays employees in 120+ currencies. Tax calculations and deductions run automatically from one dashboard.
Multiplier creates contracts in multiple languages. All contracts follow local regulations.
To attract talent, their clients can provide insurance and benefits packages adjusted by country.
Companies pay international contractors through the platform, for $40 monthly per contractor (covers misclassification protection and supports multiple currencies).
The system tracks leave entitlements and public holidays by country, and employees submit requests through a simple interface.
Multiplier manages expense submissions, approvals, and reimbursements across currencies. Manual reconciliation work goes away for most parts (which is a big plus in my book).
Rippling key features
Rippling's EOR service allows companies to hire in 80+ countries without legal entities. The platform manages all contracts, tax registrations, and compliance. International and domestic employees are managed in the same system.
One database serves as the centralized source. When information changes anywhere, all connected systems update automatically (this reduces clerical mistakes).
The platform manages device procurement, configuration, and security. Equipment gets ordered based on role templates, and software pre-installs before devices reach employees.
Rippling processes payments for domestic and international employees, contractors, and part-time workers through one interface. The system calculates taxes and deductions based on location, and reports segment costs by department or project.
The platform goes beyond basic admin/user roles. Clients can create custom access profiles based on department, seniority, or location.
What benefits do Multiplier and Rippling offer?
Features are one thing, but how do they actually help your business? Think faster onboarding, fewer compliance headaches, and smoother payroll runs. Here are the real benefits you'll get from each provider.
Multiplier benefits
Lower costs:
Companies avoid entity setup costs of $20,000-$80,000 per country. Ongoing compliance expenses disappear, too.
Faster hiring:
Their clients hire internationally in 24 hours instead of waiting 3-6 months for entity establishment.
Reduced legal risk:
Multiplier tracks changing regulations across all countries. This protects companies against compliance violations and the penalties that follow.
Less admin time:
HR teams save 15-20 hours weekly through automated processes.
Better employee experience:
Employees get a mobile app for payslips, leave requests, and support. Local benefits come standard in each country.
Clear pricing:
Multiplier rates are clear and predictable, without hidden fees. That makes planning easier.
Rippling benefits
Less admin work
The platform connects systems that normally operate separately. I’ve seen companies report 60-80% time savings after switching to Rippling.
Faster onboarding
New hires can start working much quicker (typically in days). The platform configures accounts, orders equipment, and sets up payroll at the same time.
Reliable compliance
Rippling applies regulations based on worker location automatically. The system then tracks changing requirements and updates rules without manual work.
Stronger security
Rippling’s integrated IT management keeps security consistent across employees and devices. It controls who gets access, enforces password rules, and handles encryption in the background.
Fewer errors
The platform automatically syncs data across systems, so there’s less room for errors that come with the human factor.
Better employee experience
Employees manage their own pay stubs and tax forms through self-service. There’s less back-and-forth with HR, and that saves everyone time.
How do Multiplier and Rippling compare on pricing?
Let's talk money. EOR pricing can be tricky - some providers quote low monthly fees but charge extra for setup, onboarding, or additional services. Here's what each provider charges for their main services.
| | |
|---|---|---|
| Employer of record | $400/per employee/month | $499/per employee/month |
| Contractor management | $40/per employee/month | $35/per employee/month |
| Global payroll | — | $35/per employee/month |
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What are the pros and cons of Multiplier vs Rippling?
No EOR provider is perfect - they all have their sweet spots and pain points. Getting honest about what works and what doesn't will save you from unpleasant surprises down the road. Here's the real talk on both providers.
Multiplier
- +
Lower EOR rates
EOR services cost $400 monthly with Multiplier. Premium providers charge $599 or more.
- +
Asia-Pacific expertise
Multiplier shows particular strength in Singapore, Australia, and Japan. Companies hiring in these markets get better regional support.
- +
Fast onboarding
Their clients can onboard international employees within 24 hours. Entity setup through standard methods takes months.
- +
Multi-currency payroll
Payments get processed in over 120 currencies. Tax calculations and deductions run automatically across 150+ countries.
- +
Strong compliance handling
The platform handles local labor laws and creates compliant contracts. Their clients face fewer legal risks.
- +
No setup fees
Multiplier doesn't charge additional costs for onboarding, offboarding, or setup. Many competitors add these fees.
- −
Unintuitive platform layout
The system may not be intuitive for everyone, so some users report initial difficulties with the interface.
- −
Slower email support
Email support can be significantly slower than chat support, so time-sensitive issues might take longer to resolve.
- −
Limited customization
The platform offers fewer personalization features than competitors. Businesses with specific needs face restrictions.
Rippling
- +
System integration
Rippling connects HR, IT, and finance in one platform. This removes the disconnected data that comes from using separate tools.
- +
Strong automation
Rippling reduces manual workload by automating HR processes from hiring to offboarding across all connected systems and countries.
- +
Device management
Rippling handles laptop ordering, software installation, and security for remote teams. Most EOR providers don't offer this.
- +
App integrations
Rippling connects with 500+ business applications. This creates a more unified workspace than most competitors.
- +
Custom workflows
Companies can build approval chains that match their structure.
- −
Unclear pricing
Rippling's modular pricing makes total costs hard to predict without direct quotes. Each service component adds to the base fee.
- −
Lengthy setup and steep learning curve
Setup takes longer compared to similar tools because of the many functions. HR teams coming from simpler tools face a bigger adjustment.
- −
Inconsistent support
Response times change based on issue type and plan level. Some users wait several days for a resolution.
What do customers say about Multiplier vs Rippling?
Don't just take my word for it. Here's what actual users say about working with these providers on major review platforms.
| | |
|---|---|---|
| G2 | 4.7 1,868 reviews | 4.8 11,614 reviews |
| Trustpilot | 4.9 2,396 reviews | 4.6 1,713 reviews |
| Capterra | 4.6 42 reviews | 4.9 4,321 reviews |
| Glassdoor | 4.2 319 reviews | 3.8 1,003 reviews |
Ratings sourced directly from each platform. Last updated February 2026.
Customer support: Multiplier vs Rippling
When things go wrong (and they will), you want to know someone's got your back. Great support can make the difference between a minor hiccup and a major disaster. Here's how these providers handle support.
| | |
|---|---|---|
| Support availability | Business Hours | Business Hours |
| Dedicated account manager | No | No |
| Self-service resources | No | No |
| Community forum | No | No |
How do Multiplier and Rippling compare on our ratings?
I've scored both providers across 10 categories based on hands-on testing, user feedback, and independent research. Here's how they stack up.
Features
Country coverage
Pricing
User experience
Customer support
Integrations
Mobile app
Analytics & reporting
Security
Compliance
Third-party ratings average
Complete comparison table
Every detail that matters when choosing an EOR provider. Compare pricing, features, country coverage, and support options in one easy-to-scan table.
| Feature | Multiplier | Rippling |
|---|---|---|
| EOR pricing | From $400/mo | From $499/mo |
| Countries | 164+ | 53+ |
| Overall rating | 9.1/10 | 9.0/10 |
| Mobile app | ||
| API available | ||
| Webhook support | ||
| Dedicated account manager | ||
| Self-service resources | ||
| Community forum |
Which provider should you choose?
Different companies have different needs. Your team size, budget, and where you're hiring all play a role in which provider will work best for you. Here's how to pick the right fit.
Choose Multiplier if:
Choose Multiplier if you need cost-effective global hiring with rapid implementation. Its streamlined approach to Employer of Record (EOR) services makes it particularly attractive for:
- Startups and SMBs with tight budgets seeking affordable international expansion
- Companies prioritizing same-day hiring and fast market entry
- Businesses focusing on Asia-Pacific markets where Multiplier has deep regional expertise
- Organizations wanting transparent, predictable pricing without premium costs
- Teams that prefer self-service platforms over hands-on consulting
Multiplier’s strength lies in its focused approach to global EOR services, competitive pricing at $400/employee, and extensive country coverage. If your primary goal is to hire and manage international employees without the complexities of setting up local entities, Multiplier provides a straightforward, efficient solution.
Choose Rippling if:
Choose Rippling if you need a unified platform that manages HR, payroll, IT, and finance in one system. Its comprehensive suite of tools makes it particularly valuable for:
- Mid-sized to large companies seeking an all-in-one HR solution
- US-based companies with growing international needs
- Tech-forward organizations prioritizing system integration and automation
- Businesses needing device management alongside HR functions
- Companies wanting to consolidate multiple tools into a single platform
Rippling’s comprehensive suite of tools offers a unified approach to workforce management. Its integration of HR, IT, and Finance functionalities sets it apart, making it particularly valuable for companies looking to streamline their operations across multiple departments. While it may come with a steeper learning curve and higher cost at $499/employee, Rippling provides a powerful solution for businesses seeking a holistic approach to employee management.
When to consider alternatives
Sometimes neither option is quite right. Maybe you need rock-bottom pricing, enterprise-level features, or coverage in a specific country these providers don't serve well. Here are some other EOR providers worth checking out.
RemoFirst
Startups and small businesses making their first international hires on tight budgets, needing basic EOR services at the lowest market price of $199 per employee monthly.
Read review
Remote
Companies who want strong protection of intellectual property (IP) and legal risk coverage when hiring internationally
Read review
Hire With Columbus
Budget-conscious companies needing affordable EOR services across many countries, especially those hiring 5+ international employees where cost savings compound significantly
Read reviewNot sure which is right for you? Get a free, personalized recommendation based on your team and budget.
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