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Multiplier
Multiplier
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Horizons
Horizons

Multiplier vs Horizons: Best EOR for 2026 Comparison

Compare features, pricing, and capabilities side-by-side. I've analyzed both EOR providers to help you make the right decision for your global hiring needs.

Robbin Schuchmann

Robbin Schuchmann

Co-founder, Employ Borderless

Updated February 2026

Multiplier vs Horizons: quick comparison

Short on time? Here are the key differences between Multiplier and Horizons at a glance.

Multiplier
Multiplier

EOR pricing

$400/per employee/month

Contractor pricing

$40/per employee/month

Overall rating

9.1/10

Countries

164+

Visit site
Horizons
Horizons

EOR pricing

$299/per employee/month

Contractor pricing

$249/per employee/month

Overall rating

8.4/10

Countries

130+

Visit site

Let me be honest: choosing between Multiplier and Horizons for global hiring is trickier than most comparison articles make it seem. You’ll find plenty of feature comparisons and country coverage numbers, but what really matters is understanding how each platform approaches international expansion – Multiplier charges $400/employee with same-day hiring and proprietary technology focused on speed and APAC strength, while Horizons starts at $299/employee with specialized expertise in emerging markets and customized regional support.

I’ve been analyzing EOR platforms for the past few years, and I keep seeing the same thing: companies choose based on pricing without understanding the service philosophy difference, then either struggle with a tech platform when they needed hands-on guidance, or pay for consulting they didn’t actually use. Multiplier built its reputation on rapid implementation with a modern technology platform and Asia-Pacific expertise, while Horizons positioned itself around market-specific consulting and personalized support for entering challenging regions. Both work, but they’re built for completely different expansion strategies.

The real decision comes down to what matters most to you: Multiplier works best when you need fast, scalable global hiring with strong technology and APAC presence, while Horizons is better for companies entering emerging markets who value specialized regional expertise and customized support over platform features. Your regional focus, internal capabilities, and whether you prefer self-service technology versus consultative guidance will determine which approach actually makes sense.

My goal is to help you understand how these platforms actually work in practice, so you can decide if Multiplier’s $400/employee tech-forward platform with same-day hiring or Horizons’ $299/employee market-specialized approach with hands-on consulting fits your expansion strategy better.

Editorial note: By using our partner links, you'll get exclusive discounts and the best available offers we've negotiated while also supporting our efforts to provide unbiased comparisons of global hiring solutions.

What is Multiplier?

multiplier website screenshot

Multiplier is an Employer of Record (EOR) and a global employment platform. Companies use it to hire and manage international team members without establishing local entities.

Sagar Khatri, Amritpal Singh, and Vamsi Krishna founded the company in 2020. It's headquartered in New York, United States, and has secured over $77 million in funding since launch.

How Multiplier works

Multiplier manages employment operations across 150+ countries.

The core services they offer are:

  • Compliance management: Multiplier manages local employment laws and requirements.
  • Payroll processing: International payments run through the system.
  • Benefits administration: Companies can provide employee benefits without setting up local programs.
  • Contractor management: Businesses can manage both full employees and contractors in one place.
As I tested the Multiplier platform, I found its fast onboarding particularly impressive.

Most companies can start hiring internationally within days instead of waiting months for entity setup.

Regional strength in Asia-Pacific

Multiplier is a great fit for small to medium-sized businesses and startups entering global markets.

The platform shows particular strength in the Asia-Pacific region.

Benefit for clients: Companies hiring in Singapore, Australia, or Japan get better localized support than they'd find with most global providers.

Helpful reads: Best Employer of Record (EOR) for startups

Founded2020
HeadquartersNew York
Visit Multiplier

What is Horizons?

Horizons website screenshot

Horizons is a global Employer of Record (EOR) platform that streamlines hiring, managing, and paying international employees. With Horizons, businesses can expand their global workforce without setting up local entities in foreign countries. The platform offers a comprehensive solution that simplifies the complexities of international employment and ensures compliance with local laws and regulations.

One of Horizons' key features is its user-friendly interface. The platform is designed to be intuitive and easy to navigate, making it accessible to businesses of all sizes. Whether a small startup or a large corporation, you can easily manage your international team through Horizons' web-based platform.

Horizons provides a range of services to support businesses in their global expansion. These include:

    • Onboarding: Horizons handles the onboarding process for new hires, including contract generation, background checks, and compliance with local employment laws.
    • Payroll: The platform manages payroll for international employees, ensuring accurate and timely payments in local currencies.
    • Benefits: Horizons offers a range of benefits packages tailored to the needs of international employees, including health insurance, pension plans, and more.
    • Compliance: The platform ensures compliance with local employment laws and regulations, minimizing businesses' risk of legal issues.

In addition to its core services, Horizons also offers exceptional customer support. The platform provides dedicated account managers who can answer questions and provide guidance throughout employment. This level of personalized support sets Horizons apart from other EOR providers and ensures a smooth experience for businesses and their international employees.

Founded2018
HeadquartersSingapore
Visit Horizons

What are the key features of Multiplier vs Horizons?

When you're choosing between EOR providers, it comes down to what each one actually does for you. Some focus on payroll processing, others specialize in compliance management, and some offer better employee benefits. Here's what sets these two apart.

Multiplier

Multiplier key features

Hiring without local entities:

Multiplier runs employment operations in 150+ countries. Companies skip the entity setup entirely, and this saves 3-6 months compared to traditional international hires.

Multi-currency payroll:

The platform pays employees in 120+ currencies. Tax calculations and deductions run automatically from one dashboard.

Contract compliance:

Multiplier creates contracts in multiple languages. All contracts follow local regulations.

Country-specific benefits:

To attract talent, their clients can provide insurance and benefits packages adjusted by country.

Contractor payments:

Companies pay international contractors through the platform, for $40 monthly per contractor (covers misclassification protection and supports multiple currencies).

Time-off tracking and management:

The system tracks leave entitlements and public holidays by country, and employees submit requests through a simple interface.

Expense management tools:

Multiplier manages expense submissions, approvals, and reimbursements across currencies. Manual reconciliation work goes away for most parts (which is a big plus in my book).

Horizons

Horizons key features

Global coverage

Operates in over 180 countries, providing extensive international reach for businesses.

Comprehensive HR management

Handles all aspects of employee lifecycle, from onboarding to offboarding.

Global payroll processing

Manages payroll across multiple countries, ensuring compliance with local regulations.

Compliance management

Focuses on keeping businesses compliant with local labor laws and regulations in all operating countries.

Benefits administration

Offers tailored benefits packages aligned with local market standards and expectations.

Recruitment services

Provides support in talent acquisition and hiring processes across different markets.

Visa and immigration support

Assists with navigating complex visa and immigration requirements for international hires.

What benefits do Multiplier and Horizons offer?

Features are one thing, but how do they actually help your business? Think faster onboarding, fewer compliance headaches, and smoother payroll runs. Here are the real benefits you'll get from each provider.

Multiplier

Multiplier benefits

1

Lower costs:

Companies avoid entity setup costs of $20,000-$80,000 per country. Ongoing compliance expenses disappear, too.

2

Faster hiring:

Their clients hire internationally in 24 hours instead of waiting 3-6 months for entity establishment.

3

Reduced legal risk:

Multiplier tracks changing regulations across all countries. This protects companies against compliance violations and the penalties that follow.

4

Less admin time:

HR teams save 15-20 hours weekly through automated processes.

5

Better employee experience:

Employees get a mobile app for payslips, leave requests, and support. Local benefits come standard in each country.

6

Clear pricing:

Multiplier rates are clear and predictable, without hidden fees. That makes planning easier.

Horizons

Horizons benefits

1

Simplified global expansion

Enables quick entry into new markets without the need to establish local entities.

2

Risk mitigation

Strong focus on compliance reduces legal and regulatory risks associated with international employment.

3

Cost efficiency

Eliminates the need for setting up local subsidiaries, potentially reducing expansion costs.

4

Time savings

Streamlines HR processes, allowing businesses to focus on core activities rather than administrative tasks.

5

Flexibility

Offers tailored solutions to meet specific business needs and adapt to different market requirements.

6

Access to global talent

Facilitates hiring and managing international employees, broadening the talent pool.

7

Local expertise

Provides insights and guidance on local employment practices and cultural nuances.

8

Scalability

Supports business growth with the ability to quickly hire in new markets as needed.

How do Multiplier and Horizons compare on pricing?

Let's talk money. EOR pricing can be tricky - some providers quote low monthly fees but charge extra for setup, onboarding, or additional services. Here's what each provider charges for their main services.

Multiplier
Multiplier
Horizons
Horizons
Employer of record$400/per employee/month$299/per employee/month
Contractor management$40/per employee/month$249/per employee/month
Robbin Schuchmann

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What are the pros and cons of Multiplier vs Horizons?

No EOR provider is perfect - they all have their sweet spots and pain points. Getting honest about what works and what doesn't will save you from unpleasant surprises down the road. Here's the real talk on both providers.

Multiplier

Multiplier

Pros
  • +

    Lower EOR rates

    EOR services cost $400 monthly with Multiplier. Premium providers charge $599 or more.

  • +

    Asia-Pacific expertise

    Multiplier shows particular strength in Singapore, Australia, and Japan. Companies hiring in these markets get better regional support.

  • +

    Fast onboarding

    Their clients can onboard international employees within 24 hours. Entity setup through standard methods takes months.

  • +

    Multi-currency payroll

    Payments get processed in over 120 currencies. Tax calculations and deductions run automatically across 150+ countries.

  • +

    Strong compliance handling

    The platform handles local labor laws and creates compliant contracts. Their clients face fewer legal risks.

  • +

    No setup fees

    Multiplier doesn't charge additional costs for onboarding, offboarding, or setup. Many competitors add these fees.

Cons
  • Unintuitive platform layout

    The system may not be intuitive for everyone, so some users report initial difficulties with the interface.

  • Slower email support

    Email support can be significantly slower than chat support, so time-sensitive issues might take longer to resolve.

  • Limited customization

    The platform offers fewer personalization features than competitors. Businesses with specific needs face restrictions.

Horizons

Horizons

Pros
  • +

    User-friendly interface

    Offers an intuitive platform that's easy to navigate and use.

  • +

    Extensive global coverage

    Presence in over 180 countries provides broad international reach.

  • +

    Tailored benefits packages

    Customizes employee benefits to align with local standards and expectations.

  • +

    Strong compliance focus

    Emphasizes keeping businesses compliant with local regulations.

  • +

    Flexible pricing model

    Offers competitive pricing with options to suit different business needs.

  • +

    Dedicated support

    Provides personalized assistance through dedicated account managers.

Cons
  • Potentially higher costs for scaling

    May become more expensive for rapidly growing businesses with increasing employee numbers.

  • Limited regional coverage

    Despite broad global presence, coverage might be limited in certain specific regions.

  • Possible overwhelm for small businesses

    The comprehensive nature of services might be more than necessary for very small companies or those with simple needs.

What do customers say about Multiplier vs Horizons?

Don't just take my word for it. Here's what actual users say about working with these providers on major review platforms.

Multiplier
Multiplier
Horizons
Horizons
G2
4.7
1,868 reviews
4.7
285 reviews
Trustpilot
4.9
2,396 reviews
4.7
83 reviews
Capterra
4.6
42 reviews
4.9
64 reviews
Glassdoor
4.2
319 reviews
4.7
80 reviews

Ratings sourced directly from each platform. Last updated February 2026.

Customer support: Multiplier vs Horizons

When things go wrong (and they will), you want to know someone's got your back. Great support can make the difference between a minor hiccup and a major disaster. Here's how these providers handle support.

Multiplier
Multiplier
Horizons
Horizons
Support availabilityBusiness HoursBusiness Hours
Dedicated account managerNoNo
Self-service resourcesNoNo
Community forumNoNo

How do Multiplier and Horizons compare on our ratings?

I've scored both providers across 10 categories based on hands-on testing, user feedback, and independent research. Here's how they stack up.

Multiplier
Multiplier
Horizons
Horizons

Features

9.4
8.7

Country coverage

9.1
9.2

Pricing

9
8.8

User experience

8.9
8.3

Customer support

9.2
8.5

Integrations

8.8
7.8

Mobile app

0
7.5

Analytics & reporting

8.9
8

Security

9.3
8.4

Compliance

9.5
8.8

Third-party ratings average

9.5
9.5

Complete comparison table

Every detail that matters when choosing an EOR provider. Compare pricing, features, country coverage, and support options in one easy-to-scan table.

Feature
MultiplierMultiplier
HorizonsHorizons
EOR pricingFrom $400/moFrom $299/mo
Countries164+130+
Overall rating9.1/108.4/10
Mobile app
API available
Webhook support
Dedicated account manager
Self-service resources
Community forum

Which provider should you choose?

Different companies have different needs. Your team size, budget, and where you're hiring all play a role in which provider will work best for you. Here's how to pick the right fit.

Multiplier

Choose Multiplier if:

Based on my experience and the features we’ve discussed, I recommend Multiplier for:

  • Small to medium-sized businesses looking for a cost-effective global employment solution
  • Companies prioritizing strong compliance support and resources
  • Startups and scale-ups in need of a user-friendly platform with predictable pricing
  • Businesses with a mix of full-time employees and contractors

Multiplier’s straightforward pricing, comprehensive compliance resources, and user-friendly interface make it an excellent choice for companies that want to simplify their global hiring process without breaking the bank.

Visit Multiplier
Horizons

Choose Horizons if:

Horizons is an excellent fit for:

  • Companies planning rapid expansion across multiple countries
  • Businesses that value flexibility in benefits administration
  • Organizations looking for a lower entry point for EOR services
  • Enterprises requiring extensive integrations with existing HR, IT, and finance systems

Horizons’ broad country coverage and flexible pricing model make it ideal for businesses with diverse international hiring needs. Its strong focus on tailored benefits packages can be a significant advantage for companies looking to attract top talent in competitive markets.

The platform’s extensive integration capabilities make it a good choice for organizations with complex tech stacks.

Visit Horizons

When to consider alternatives

Sometimes neither option is quite right. Maybe you need rock-bottom pricing, enterprise-level features, or coverage in a specific country these providers don't serve well. Here are some other EOR providers worth checking out.

Not sure which is right for you? Get a free, personalized recommendation based on your team and budget.

Frequently asked questions

Horizons has a slight edge with coverage in over 180 countries, while Multiplier supports operations in more than 150 countries.

While Horizons has a lower starting price at $299 per employee per month, Multiplier’s flat rate of $400 per employee per month with no hidden fees can be more predictable for small businesses.

Both platforms excel in compliance management. Multiplier offers extensive legal resources and proactive updates, while Horizons provides automatic adjustment of employment terms based on local regulations. Both ensure adherence to local employment laws and regulations.

Yes, both Multiplier and Horizons offer contractor management services. Multiplier charges $40 per contractor per month, while Horizons charges $49 per month.

Both platforms offer strong customer support. Multiplier provides a dedicated Customer Success Manager, while Horizons offers dedicated account managers. Users of both platforms report responsive and knowledgeable support teams.

Still not sure?

Get a free, personalized recommendation based on your team size, budget, and hiring countries.