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8 providers reviewed

Best Employer of Record Finland: Top 8 EORs of 2026

We tested and reviewed the top providers so you don't have to.

Robbin Schuchmann

Robbin Schuchmann

Co-founder, Employ Borderless

Updated February 2026

What are our top 3 picks?

#1
RemoFirst

RemoFirst

9.3/10

Remofirst is a budget-friendly global EOR platform offering international hiring solutions in 180+ countries, known for its straightforward pricing and efficient onboarding.

Visit RemoFirst
#2
Remote

Remote

8.9/10

Talent is everywhere — opportunity is not. Remote mission is to create opportunity everywhere, empowering employers to find and hire the best talent.

Visit Remote
#3
Multiplier

Multiplier

9.1/10

A tech-forward global EOR platform offering cost-effective employment solutions.

Visit Multiplier

Hiring through an EOR in Finland looks simple on paper. Most providers seem to offer similar services. The harder part is understanding how those services hold up once hiring turns into ongoing payroll.

Based on our 2026 analysis, the best EOR providers for Finland are RemoFirst, Remote, and Multiplier.

Each provider is built around a different priority. One keeps pricing predictable with flat monthly rates. Another operates through owned legal entities and takes a more hands-on approach to compliance and IP protection. The third focuses on shortening hiring timelines and speeding up onboarding.

This guide compares eight EOR providers with coverage in Finland and looks at where differences show up once employees are active and payroll is running.

Editorial note: By using our partner links, you'll get exclusive discounts and the best available offers we've negotiated while also supporting our efforts to provide unbiased comparisons of global hiring solutions.

Which providers made our shortlist?

Here's a quick overview of all 8 providers. Scroll down for detailed reviews of each.

1
RemoFirst

RemoFirst

Remofirst is a budget-friendly global EOR platform offering international hiring solutions in 180+ countries, known for its straightforward pricing and efficient onboarding.

Rating9.3

RemoFirst is an Employer of Record (EOR) service that lets companies hire and pay international employees without setting up local legal entities. Founded in 2021 by Nurasyl Serik and Volodymyr Fedoriv, this San Francisco company has attracted smaller businesses and startups with $39 million in funding.

When you use RemoFirst, they technically "hire" through their local entities in 180+ countries. RemoFirst handles the legal employment paperwork, local tax compliance, payroll processing, and benefits administration, while you manage the day-to-day work. This setup saves the 3-6 months and $15,000-$50,000 usually needed to set up foreign entities.

The platform serves two main purposes:

  • Full EOR services for companies hiring employees internationally
  • Contractor management for businesses working with global freelancers
What makes RemoFirst different is their pricing - starting at $199 per employee per month, they charge much less than competitors like Deel and Remote (both $599/month). This aggressive pricing has helped them gain market share despite being newer than other players.

Remofirst website screenshot

Pricing and coverage

Employer of recordFrom $199/mo
Contractor managementFrom $25/mo
Country coverage185+ countries

Third-party ratings

4.6G2(251)
4.2Trustpilot(64)
5.0Capterra(2)
4.4Glassdoor(33)
9.0/10weighted avg.

Key features

Global employment services
Multi-Currency payroll processing
Global contractor management
Benefits administration
Compliance management
Time off management

Pros and cons

Pros

  • Lowest EOR pricing available
  • Fast employee onboarding
  • Complete compliance handling
  • Affordable contractor management
  • No surprise costs
  • Global benefits program
  • Simple interface

Cons

  • Limited reporting
  • Fewer integrations
  • Missing features (young platform)
  • Limited country customization
2
Remote

Remote

Talent is everywhere — opportunity is not. Remote mission is to create opportunity everywhere, empowering employers to find and hire the best talent.

Rating8.9

Remote is an Employer of Record (EOR) service that helps companies hire international employees without creating local entities.

It was founded in 2019 by Job van der Voort and Marcelo Lebre, both former GitLab executives. The company has raised more than $500 million and expanded quickly. They now support hiring in over 190 countries.

The platform manages the full employment cycle through a centralized dashboard (compliant contracts, onboarding, payroll, benefits, taxes, and termination).

A key standout: owned entities

Remote stands out in the industry because they own and directly operate legal entities in each country instead of relying on third-party partners, which is not the case with all providers.

This wholly owned structure gives the company full control over employment tasks and compliance.

What it means for potential clients: Remote is a good fit for businesses that prioritize compliance and risk management when expanding into new markets because the platform keeps employment responsibilities in-house.

remote website screenshot

Pricing and coverage

Employer of recordFrom $599/mo
Contractor managementFrom $29/mo
Global payrollFrom $29/mo
Country coverage186+ countries

Third-party ratings

4.6G2(4,368)
4.7Trustpilot(2,679)
4.4Capterra(94)
9.3/10weighted avg.

Key features

Global hiring
Owned entity model
Transparent pricing
Full-cycle HR services
Intellectual property protection
User-friendly platform
Flexible benefits
Global payroll solution
Compliance and security
Equity incentives support

Pros and cons

Pros

  • Own-entity model
  • Superior IP protection
  • Transparent flat-rate pricing
  • Extensive human resources (HR) coverage
  • Custom benefits packages
  • Recently launched global payroll solution

Cons

  • Costs more than budget options
  • Limited customization options
  • Basic reporting capabilities
3
Multiplier

Multiplier

A tech-forward global EOR platform offering cost-effective employment solutions.

Rating9.1

Multiplier is an Employer of Record (EOR) and a global employment platform. Companies use it to hire and manage international team members without establishing local entities.

Sagar Khatri, Amritpal Singh, and Vamsi Krishna founded the company in 2020. It's headquartered in New York, United States, and has secured over $77 million in funding since launch.

How Multiplier works

Multiplier manages employment operations across 150+ countries.

The core services they offer are:

  • Compliance management: Multiplier manages local employment laws and requirements.
  • Payroll processing: International payments run through the system.
  • Benefits administration: Companies can provide employee benefits without setting up local programs.
  • Contractor management: Businesses can manage both full employees and contractors in one place.
As I tested the Multiplier platform, I found its fast onboarding particularly impressive.

Most companies can start hiring internationally within days instead of waiting months for entity setup.

Regional strength in Asia-Pacific

Multiplier is a great fit for small to medium-sized businesses and startups entering global markets.

The platform shows particular strength in the Asia-Pacific region.

Benefit for clients: Companies hiring in Singapore, Australia, or Japan get better localized support than they'd find with most global providers.

Helpful reads: Best Employer of Record (EOR) for startups

multiplier website screenshot

Pricing and coverage

Employer of recordFrom $400/mo
Contractor managementFrom $40/mo
Country coverage164+ countries

Third-party ratings

4.7G2(1,868)
4.9Trustpilot(2,396)
4.6Capterra(42)
4.2Glassdoor(319)
9.5/10weighted avg.

Key features

Hiring without local entities:
Multi-currency payroll:
Contract compliance:
Country-specific benefits:
Contractor payments:
Time-off tracking and management:
Expense management tools:

Pros and cons

Pros

  • Lower EOR rates
  • Asia-Pacific expertise
  • Fast onboarding
  • Multi-currency payroll
  • Strong compliance handling
  • No setup fees

Cons

  • Unintuitive platform layout
  • Slower email support
  • Limited customization
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4
Hire With Columbus

Hire With Columbus

Affordable EOR service from $179/month per employee.

Rating8.9

Hire with Columbus is an Employer of Record (EOR) service that enables companies to hire and pay international employees without establishing local legal entities. Operating as a high-volume discount provider, Columbus has positioned itself as the most affordable EOR solution by leveraging bulk purchasing power.

When you use Hire with Columbus, they technically employ workers through their partner entities in 185+ countries. Columbus manages the legal employment paperwork, local tax compliance, payroll processing, and benefits administration, while you handle day-to-day work management. This arrangement saves the 3-6 months and $15,000-$50,000 typically required for foreign entity establishment.

The platform serves two primary functions:

  • Full EOR services for companies hiring employees internationally
  • Contractor management for businesses working with global freelancers
What distinguishes Columbus is their pricing model, at $179 per employee per month, they offer a 10% discount on standard market rates through volume aggregation. This approach makes enterprise-level EOR services accessible to smaller businesses that previously couldn't afford international expansion.

Hire with Columbus operates through strategic partnerships with established EOR providers, negotiating bulk rates based on aggregate client volumes. This model allows them to offer premium services at significantly reduced costs while maintaining compliance standards across all jurisdictions.

hire with columbus website screenshot

Pricing and coverage

Employer of recordFrom $179/mo
Contractor managementFrom $25/mo
Country coverage185+ countries

Third-party ratings

5.0G2(6)
10.0/10weighted avg.

Key features

Global employment infrastructure
Multi-currency payroll automation
Contractor management solution
Global benefits coordination
Compliance automation

Pros and cons

Pros

  • Industry's lowest pricing
  • Quick employee onboarding
  • Compliance management
  • Budget-friendly contractor services
  • Transparent flat-rate pricing
  • International benefits administration

Cons

  • Limited platform ownership
  • Basic reporting functionality
5
Rippling

Rippling

Rippling is an all-in-one workforce platform combining EOR services in 32 countries with comprehensive HR, payroll, and IT management tools.

Rating9

Rippling is an all-in-one workforce management platform that connects HR, IT, and finance functions through a unified employee database. Companies use it to manage payroll, benefits, devices, and software from one system.

Parker Conrad (former Zenefits CEO) and Prasanna Sankar founded the company in 2016. Rippling now supports businesses operating in more than 50 countries.

How Rippling works

The platform automates workflows across business systems that normally operate separately.

When I tested Rippling, the onboarding caught my attention because it was so efficient. For example, adding someone to payroll triggered their laptop order, email setup, and software provisioning right away.

There are no (or fewer) manual steps since one employee database feeds all systems at once.

What it means for clients: It means automating tasks that normally require switching between multiple tools.

Who uses Rippling

Rippling works best for medium-sized technology and growing businesses with members across the world.

These companies need advanced systems but lack enterprise-level IT departments. The Rippling platform provides just that: enterprise-grade tools without massive IT investments.

What it means for clients: Companies automate work that normally requires multiple tools and manual coordination.

Rippling's website screenshot

Pricing and coverage

Employer of recordFrom $499/mo
Contractor managementFrom $35/mo
Global payrollFrom $35/mo
Country coverage53+ countries

Third-party ratings

4.8G2(11,614)
4.6Trustpilot(1,713)
4.9Capterra(4,321)
3.8Glassdoor(1,003)
9.5/10weighted avg.

Key features

Full EOR service
Central employee database
IT automation
Payroll across worker types
Role-based permission controls

Pros and cons

Pros

  • System integration
  • Strong automation
  • Device management
  • App integrations
  • Custom workflows

Cons

  • Unclear pricing
  • Lengthy setup and steep learning curve
  • Inconsistent support
6
Deel

Deel

Deel helps businesses hire and manage international teams in 150+ countries.

Rating8.9

Deel is an Employer of Record (EOR) and a global payroll platform. Companies use it to hire, pay, and manage international contractors and full-time employees without setting up local entities.

Alex Bouaziz, Shuo Wang, and Ofer Simon founded the company in 2019. Deel is headquartered in San Francisco and has raised more than $980 million in seven funding rounds.

The platform is now valued at $17.3 billion.

How Deel works

Deel supports hiring and payroll across more than 150 countries.

Companies typically use the platform for the following services:

  • Employer of Record (EOR): Deel becomes the legal employer in the target country while the client manages the day-to-day work
  • Contractor management: Allow clients to hire, manage, and pay independent contractors in multiple countries through a single platform.
  • Contractor of Record (COR): Deel takes on the liability, manages all HR/admin, and handles the risk for you.
  • Global payroll: Clients submit payroll data and approve it in one dashboard, and Deel handles taxes, deductions, and currency conversions automatically.
Note: The main difference between contractor management and Contractor of Record services is who bears the legal risk and responsibility: you (with a standard Deel contractor service) or Deel (with COR).

What stood out in my tests

In my tests of the platform, the onboarding stood out for its simplicity and speed.

In most cases, contracts are generated automatically based on the country, reviewed right on the platform, and approved in a few steps.

What it means for clients: Deel clients can hire in established markets within days. They’re also likely to find better contract standardization, clear compliance guidance, and faster onboarding compared to smaller regional providers.

deel website screenshot

Pricing and coverage

Employer of recordFrom $599/mo
Contractor managementFrom $49/mo
Global payrollFrom $29/mo
Country coverage88+ countries

Third-party ratings

4.8G2(11,935)
4.7Trustpilot(8,150)
4.8Capterra(3,697)
4.5Glassdoor(1,708)
9.5/10weighted avg.

Key features

International payroll
Employer of Record services
Contractor of Record services
Contractor management
Compliance automation
Benefits administration:

Pros and cons

Pros

  • Owned legal entities
  • Multi-currency payroll services
  • Automated compliance tracking
  • Contractor of Record service
  • Localized benefits packages
  • 24/7 support across multiple channels
  • Unified platform

Cons

  • Premium pricing
  • Support delays during peak periods
  • Limited reporting
7
Oyster

Oyster

Oyster HR is a B Corp certified global employment platform that helps companies hire talent in 180+ countries with automated compliance and onboarding in as fast as 48 hours.

Rating8.7

Oyster HR is an Employer of Record (EOR) and a global employment platform that allows companies to hire and manage international workers in more than 180 countries without setting up local legal entities. Founded in 2020, the company focuses on supporting distributed teams.

Oyster’s services include international employment contracts, payroll processing, benefits administration, and ongoing local compliance in each country where it operates.

Focus on employee experience

Oyster places more emphasis on the employee experience than traditional EOR providers.

Alongside core employment services, the platform includes Oyster Academy for professional development, as well as tools designed to support onboarding and cross-cultural collaboration.

What it means for clients: Oyster acts as more than a compliance partner. The platform is designed to help companies build and maintain engaged global teams, not just employ them on paper.

Typical customers

Oyster primarily serves mid-market and enterprise companies with 50 or more employees, but I've also seen a few startups in their customer base.

The limiting factor here is the higher rate for Employer of Record (EOR) services.

The platform attracts companies that value consistency, employee satisfaction, and long-term retention, even when that means paying more than low-cost EOR alternatives.

oyster hr website screenshot

Pricing and coverage

Employer of recordFrom $599/mo
Contractor managementFrom $29/mo
Global payrollFrom $25/mo
Country coverage88+ countries

Third-party ratings

4.4G2(853)
4.5Trustpilot(240)
4.5Capterra(68)
8.9/10weighted avg.

Key features

Global hiring
Payroll in 120+ currencies
Compliance tracking
Benefits packages
Contractor and employee management
Visa support
Oyster Academy

Pros and cons

Pros

  • Employee development
  • Designed for remote teams
  • Strong global coverage
  • Simple compliance tracking
  • Built-in cost calculator
  • Ethical employment standards

Cons

  • Premium rates
  • Add-on costs
  • Limited self-service
8
Papaya Global

Papaya Global

Papaya Global is a fintech-driven workforce platform offering advanced payroll and EOR services in 160+ countries, featuring unique payment capabilities and AI-powered compliance tools.

Rating8.8

Papaya Global is a global workforce platform that helps companies manage payroll, payments, and employment across multiple countries.

Founded in 2016 by Eynat Guez, Ruben Drong, and Ofer Herman, Papaya Global later raised roughly $440 million, including a $250 million Series D in 2021.

On the product side, Papaya covers:

  • Global payroll: Runs payroll and workforce payments in more than 160 countries
  • Employer of Record: Allows companies to hire employees in countries where they don’t have a legal entity
  • Contractor management: Supports compliant onboarding and payments for international contractors
  • Compliance support: Handles local tax rules, labor laws, and reporting requirements
  • Benefits administration: Offers benefits for employees (including health coverage) that are aligned with each country
  • Integrations: Connects with tools like Workday, NetSuite, and other HRIS and ERP systems

Note: HRIS (Human Resources Information System) manages employee data, payroll, benefits, and HR functions. ERP (Enterprise Resource Planning) integrates core business processes, including finance, accounting, supply chain, and human resources, into one platform.

Papaya Globals website screenshot

Pricing and coverage

Employer of recordFrom $599/mo
Contractor managementFrom $30/mo
Country coverage15+ countries

Third-party ratings

4.5G2(35)
4.5Trustpilot(49)
4.4Capterra(33)
8.9/10weighted avg.

Key features

Payroll as the core system
Integrated payroll and payments
Country-level payroll logic
EOR and direct payroll in one system
Payroll-centric reporting
Contract handling for EOR

Pros and cons

Pros

  • Core payroll focus
  • Payments built in
  • Over 160 countries covered
  • Detailed logs
  • Multiple worker models

Cons

  • Setup takes time
  • Not HR-led
  • Partner-based EOR
  • Quote-based pricing

How do these providers compare on pricing and ratings?

ProviderEORContractorPayrollG2 ratingCountries
RemoFirst
RemoFirst
$199/mo$25/mo
4.6
185+
Remote
Remote
$599/mo$29/mo$29/mo
4.6
186+
Multiplier
Multiplier
$400/mo$40/mo
4.7
164+
Hire With Columbus
Hire With Columbus
$179/mo$25/mo
5.0
185+
Rippling
Rippling
$499/mo$35/mo$35/mo
4.8
53+
Deel
Deel
$599/mo$49/mo$29/mo
4.8
88+
Oyster
Oyster
$599/mo$29/mo$25/mo
4.4
88+
Papaya Global
Papaya Global
$599/mo$30/mo
4.5
15+

How do we rate these providers?

These scores come from our 10-category rating system applied to every provider review. Rankings in this listicle also factor in editorial judgment for the target audience, pricing, and real-world suitability — not just the overall score.

CategoryRemoFirstRemoteMultiplierHire With ColumbusRipplingDeelOysterPapaya Global
Features9.49.09.48.89.09.48.58.9
Country coverage9.59.69.19.29.59.19.39.1
Pricing9.78.19.09.68.78.68.28.2
User experience9.58.78.98.98.88.49.08.9
Customer support9.29.09.29.38.88.78.78.9
Integrations8.88.78.88.59.08.88.78.5
Mobile app8.98.58.89.08.3
Analytics & reporting8.98.78.98.48.98.78.58.9
Security9.29.19.38.79.29.08.99.0
Compliance9.49.09.59.19.19.08.88.9
Overall9.38.99.18.99.08.98.78.8

What to know when hiring in Finland

Expanding into Finland requires understanding both the opportunities and challenges of the local employment landscape. While your EOR will handle compliance details, knowing the market context helps you make strategic hiring decisions.

  • Market opportunities: Finland’s economy offers strong opportunities in technology, gaming, and clean energy sectors. Key growth sectors include mobile technology, cybersecurity, and renewable energy with over 20% employment growth since 2020. The average salary for software developers ranges from $55,000-$85,000 USD annually, making it competitive for international companies seeking high-quality Nordic talent.
  • Talent landscape: Finland produces highly educated professionals with 44% holding tertiary education degrees, demonstrating particular strength in engineering, technology, and design fields. The workforce shows excellent English proficiency (ranked #7 globally) and strong digital skills. Major talent hubs include Helsinki for fintech and gaming, Tampere for technology, and Turku for biotechnology and maritime industries.
  • Business environment: Companies expanding to Finland benefit from excellent digital infrastructure, stable political climate, and supportive startup ecosystem. The regulatory environment encourages innovation through R&D tax incentives and simplified business registration processes. The Nordic time zone makes it ideal for serving European markets while maintaining reasonable overlap with North American business hours.
  • Employment challenges to consider: Key considerations include strong trade union presence affecting 70% of employees, complex collective bargaining agreements varying by industry, and high employment protection standards. Understanding Finland’s work-life balance culture and flat organizational structures helps with successful team integration. Your EOR partner should have expertise in managing remote work arrangements and social security contributions.
  • Hiring timeline expectations: Typical hiring processes in Finland take 3-5 weeks due to thorough interview processes and background checks. With an EOR, you can onboard employees in 7-10 business days while ensuring all collective agreement requirements and benefit registrations are handled properly.

How to choose the best EOR provider for Finland

Choosing the right EOR for Finland can make the difference between smooth expansion and costly compliance issues. Here’s how to evaluate your options effectively.

Essential Finland expertise to verify

Look for providers with:

  • Local entity presence in Finland
  • Track record with collective bargaining agreements
  • Experience in your industry sector
  • Finland employment law specialists on staff
  • Proven compliance history with Finnish tax authorities and social security

Service capabilities that matter

Prioritize providers offering:

  • Fast onboarding (under 10 days for Finland)
  • Local language support (Finnish, Swedish, and English)
  • Finland-specific benefits administration including pension schemes
  • Direct relationships with local trade unions
  • Responsive customer support in European time zones

Red flags to avoid

Be cautious of providers that:

  • Can’t explain collective bargaining agreement requirements
  • Offer vague pricing without local cost breakdowns
  • Lack local presence or partnerships in Finland
  • Have poor reviews from Finland clients
  • Don’t provide dedicated account management

Questions to ask potential providers

During demos, ask:

  • “How do you handle industry-specific collective agreements?”
  • “What’s your average onboarding time for Finland?”
  • “Can you provide references from similar companies?”
  • “How do you stay updated on Finnish labor law changes?”
  • “What happens if there’s a compliance issue?”

Making your final decision

Choose based on Finland expertise first, then price. The cheapest option often costs more in the long run if compliance issues arise.

Common Finland hiring mistakes and what to look for in an EOR

Learning from others’ experiences can save you time and money when expanding to Finland. Here are frequent pitfalls and how the right EOR partner helps you avoid them.

Compliance mistakes to avoid

Many companies stumble with Finland’s complex labor requirements. Common errors include:

  • Misunderstanding collective agreement obligations by industry
  • Incorrect social security contribution calculations (employer pays ~22%)
  • Poor pension scheme registration handling
  • Missing mandatory work council establishment requirements

What to look for: An EOR with automated compliance systems and local legal expertise.

Cultural integration oversights

Successful Finland hiring requires understanding local work culture. Companies often miss:

  • Flat organizational structure preferences
  • Direct but respectful communication style expectations
  • Strong work-life balance prioritization (35% remote work adoption)
  • Consensus-building decision processes and employee consultation

What to look for: An EOR that provides cultural guidance and local market insights.

Hidden cost surprises

Beyond EOR fees, many companies underestimate:

  • High social security contributions (22% of salary for employers)
  • Currency fluctuation impacts (EUR to USD)
  • Mandatory local benefits and pension costs
  • Remote work equipment and home office setup expenses

What to look for: Transparent pricing with detailed cost breakdowns upfront.

Provider selection errors

Common mistakes when choosing an EOR:

  • Focusing only on price rather than expertise
  • Not verifying Finland-specific experience
  • Ignoring customer support quality
  • Skipping reference checks

What to look for: Proven Finland track record, responsive support, and satisfied client references.

Implementation problems

Poor planning often leads to:

  • Delayed hiring timelines
  • Integration challenges with existing teams
  • Communication breakdowns
  • Unclear role definitions

What to look for: An EOR with structured onboarding processes and clear commu

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