Robbin Schuchmann
Co-founder, Employ Borderless
What will an EOR actually cost you?
Every provider claims transparent pricing, until you see the invoice. I'll break down the real costs for your situation. Free, independent, no surprises.
What will an EOR actually cost you?
Every provider claims transparent pricing, until you see the invoice. Skip the sales demos and let us show you what you'll actually pay, with an honest cost breakdown within 24 hours.

Robbin Schuchmann
Co-founder, Employ Borderless
“I'll break down the real costs for your situation. No hidden fees, no surprises, just the numbers you need to make a decision.”
“We needed to hire developers in Poland and weren't sure about the compliance requirements. Employ Borderless helped us compare 5 providers and we ended up saving 30%.”
Alex Horsman
iRank LLC
We compare all major providers
Why the cheapest monthly price isn't always the cheapest total cost
Most EOR providers advertise a monthly per-employee fee. But the real cost includes several charges that aren't always obvious upfront.
FX conversion fees
Many providers mark up currency exchange by 1-3%. On a $5,000 salary, that's $50-$150 extra per month.
Onboarding charges
Some providers charge $200-$500 per employee for setup, background checks, and contract drafting.
Benefits admin fees
Health insurance, pension, and statutory benefits can add $100-$300+ per month on top of the base fee.
Deposit requirements
Some require 1-3 months of payroll upfront as a deposit, tying up cash you could use elsewhere.
The bottom line
A $299/month provider with hidden fees can cost more than a $599/month provider that bundles everything. We help you compare the real total cost.
EOR vs. own entity: when does the math change?
An EOR is almost always cheaper for small teams. But at a certain headcount, setting up your own entity starts making financial sense.
| EOR | Own entity | |
|---|---|---|
| Upfront cost | $0 | $10,000-$50,000+ |
| Monthly per employee | $299-$699 | $0 (but legal, accounting, HR costs) |
| Break-even headcount | Best under 20 employees | Usually 15-20+ |
| Time to start | Days | 3-6 months |
| Ongoing compliance cost | Included | $2,000-$10,000+/year |
| Exit flexibility | Cancel anytime | Entity dissolution costs |
Not sure where you fall? Our team will model the costs for your specific situation.
What our clients say
“We needed to hire developers in Poland and weren't sure about the compliance requirements. Employ Borderless helped us compare 5 providers and we ended up saving 30% with their negotiated rates.”
Alex Horsman
iRank LLC
“After spending days researching EOR providers, I found Employ Borderless. They quickly understood our needs and recommended 3 providers that actually fit our budget and requirements.”
Marius Sobotta
Project Freiheit
“I was looking to hire in Germany and wasn't sure which provider to go with. Based on their recommendation, I picked Hire with Columbus and everything has been smooth so far.”
Alen Paunov
SmashSerps
How it works
Tell us about your needs
Where you're hiring, team size, and what matters most. Takes 2 minutes.
We compare the real costs
Our team calculates total cost of ownership across providers, not just the sticker price.
Get your cost breakdown
Within 24 hours, you'll receive a clear comparison showing what each option will actually cost you.
Frequently asked questions
Skip the sales demos. Get the real numbers.
Answer a few quick questions and our team will compare the real costs across providers, hidden fees included. No sales pitch, no obligation.
Get your cost breakdown